公开(公告)号：US08239298B1

公开(公告)日：2012-08-07

申请号：US10626885

申请日：2003-07-24

申请人： David B. Wilson ,  Frederick C. Buffum

发明人： David B. Wilson ,  Frederick C. Buffum

IPC分类号： G06Q40/00

CPC分类号： G06Q40/00

摘要： Method, system, and computer-readable medium are provided for optimizing an allocation of money to assets and liabilities. A method includes providing at least one asset comprising a value and a projected return rate at which the value is expected to appreciate over a period, providing at least one liability including a liability amount and an interest rate at which the liability amount is expected to depreciate over said period, and optimizing an allocation of money to the at least one asset and the at least one liability based on the expected appreciation of the at least one asset and the expected depreciation of the at least one liability.

摘要翻译： 提供了方法，系统和计算机可读介质，用于优化资产和负债的分配。 一种方法包括提供至少一种资产，其中包括价值预期在一段时间内升值的价值和预计收益率，提供至少一个负债，包括负债金额和负债金额预期贬值的利率 并且根据至少一项资产的预期升值和至少一项负债的预计折旧来优化对至少一项资产的资金分配和至少一项负债。