公开(公告)号：US20120233014A1

公开(公告)日：2012-09-13

申请号：US13043765

申请日：2011-03-09

申请人： David D. Banks ,  Gregory Neel Shull ,  Richard M. Smith ,  Robert Lee McLemore

发明人： David D. Banks ,  Gregory Neel Shull ,  Richard M. Smith ,  Robert Lee McLemore

IPC分类号： G06Q30/00

CPC分类号： G06Q30/06 ,  G06Q40/02

摘要： The present invention provides a method and system for an online automotive purchase including receiving a user input for determining and verifying an identity of a user engaging in an online purchase. It includes determining a plurality of characteristics of the user usable for the online purchase and in response to at least one user selection command, determining at least one automobile available for purchase by the user. It includes receiving a plurality of financial information associated with the user for securing the automobile via the online purchase and determining financial terms for the online automotive purchase based on the financial information associated with the user. It further includes presenting the financial terms to the user across and performing a plurality of settlement transactions for fulfillment of the online automotive transaction, as well as notifying the user of the availability for delivery of the automobile.

摘要翻译： 本发明提供了一种用于在线汽车购买的方法和系统，包括接收用于确定和验证参与在线购买的用户的身份的用户输入。 它包括确定可用于在线购买的用户的多个特征，并响应于至少一个用户选择命令，确定用户可以购买的至少一辆汽车。 它包括接收与用户相关联的多个财务信息，用于通过在线购买来保护汽车，并且基于与用户相关联的财务信息确定在线汽车购买的财务条款。 它还包括向用户提供财务条款并执行多个结算交易以实现在线汽车交易，以及通知用户交付汽车的可用性。