公开(公告)号：US20090106846A1

公开(公告)日：2009-04-23

申请号：US12253725

申请日：2008-10-17

申请人： Dennis J. Dupray ,  Eric Richard Lunstrum ,  Daryl Yurek ,  Justin Yurek

发明人： Dennis J. Dupray ,  Eric Richard Lunstrum ,  Daryl Yurek ,  Justin Yurek

IPC分类号： G06F11/30

CPC分类号： G06Q40/02

摘要： An identity theft and identity repair system and method is disclosed that uses public access databases to identify changes in the records of a person to detect and mitigate attempts of identity theft against the person. Unidentified data or changes in the person's name, address, social security number or phone number are used to determine possible attempts of identity theft against the person. Once a correct baseline of a person's publicly available personal information has been established, this information baseline is used to automatically monitor the person's public records on a periodic basis, notify the person of any detected changes which may be caused by the person or an imposter in an attempted identity theft. If identity theft is suspected, the system and method initiates a detailed analysis of the person's publicly available personal information to determine the extent of the (any) identity theft. A further option of the present system and method is to initiate needed corrective repairs.

摘要翻译： 公开了身份盗窃和身份修复系统和方法，其使用公共访问数据库来识别人的记录中的变化，以检测和减轻对该人身份盗用的尝试。 不明身份的资料或个人姓名，地址，社会安全号码或电话号码的变更，用于确定对该人身份盗用的可能尝试。 一旦建立了一个人的公开的个人信息的正确基线，该信息基准被用于定期自动监控该人的公共记录，通知该人可能由该人或冒险者引起的任何检测到的变化 企图身份盗用。 如果怀疑身份盗用，系统和方法将对该人的公开的个人信息进行详细分析，以确定（任何）身份盗用的程度。 本系统和方法的另一个选择是启动所需的纠正修复。