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公开(公告)号：US10083426B2
公开(公告)日：2018-09-25
申请号：US15432575
申请日：2017-02-14
发明人： Keith Carpenter , Martin J. Brown , Jonathan Soudry , James Meek , Todd Galloway , Robert W. Barnett , Mike P. Ryan , David A. Peters , Rafael Feijo
CPC分类号： G06Q20/042 , G06K9/00442 , G06Q20/1085 , G06Q20/405 , G07F19/202 , G07F19/203
摘要： In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.
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公开(公告)号：US09898900B2
公开(公告)日：2018-02-20
申请号：US15187575
申请日：2016-06-20
发明人： Jeffrey M. Eastman , Brian Jones , Michael S. Johnson , Shawn Griggy , Jeff A. Brannan , Michael J. Harty , Robert W. Barnett , Eric S. Vankeulen , Mike P. Ryan , William D. Beskitt , Kenneth Turocy
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00 , G06Q20/10 , G06Q40/02 , G07G5/00 , B65H7/02 , B65H7/20 , B65H29/20
CPC分类号： G07F19/201 , B65H7/02 , B65H7/20 , B65H29/20 , G06Q20/1085 , G06Q40/02 , G07F19/20 , G07F19/202 , G07F19/205 , G07G5/00
摘要： An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.
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公开(公告)号：US20220147959A1
公开(公告)日：2022-05-12
申请号：US17550364
申请日：2021-12-14
发明人： Mike P. Ryan , Andrew Clugston , Brian Block , Eric Klein
摘要： Described in example embodiments herein are techniques for implementing an automated banking machine such as an ATM. An example embodiments, tracks the flow of a note through an ATM. Another emobidment corrects errors detected during a note flow. Some embodiments are in the form of security protocols for communications or other communication protocols, or techniques for monitoring devices operating in the ATM. Yet another example embodiment is directed to security of a currency cassette. Still yet another embodiment is directed to detecting tampering of the ATM's gate and/or shuttle. Yet still another embodiment determines if notes in a shuttle were delivered.
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公开(公告)号：US10290189B2
公开(公告)日：2019-05-14
申请号：US15900143
申请日：2018-02-20
发明人： Jeffrey M. Eastman , Brian Jones , Michael S. Johnson , Shawn Griggy , Jeff A. Brannan , Michael J. Harty , Robert W. Barnett , Eric S. VanKeulen , Mike P. Ryan , William D. Beskitt , Kenneth Turocy
摘要： An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.
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公开(公告)号：US20180357616A1
公开(公告)日：2018-12-13
申请号：US16055666
申请日：2018-08-06
发明人： Keith Carpenter , Martin J. Brown , Jonathan Soudry , James Meek , Todd Galloway , Robert W. Barnett , Mike P. Ryan , David A. Peters , Rafael Feijo
CPC分类号： G06Q20/042 , G06K9/00442 , G06Q20/1085 , G06Q20/405 , G07F19/202 , G07F19/203
摘要： In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.
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公开(公告)号：US11615387B2
公开(公告)日：2023-03-28
申请号：US16184456
申请日：2018-11-08
发明人： David Nikkel , Chris Medford , Mike P. Ryan , Clinton Boley , Anne Konecny , Ricardo Beato , Andrew Clugston , Justin Rock , Daniel Bissler
IPC分类号： B65H43/00 , G06Q20/10 , G07F19/00 , G07D11/00 , G06F8/30 , G06F16/81 , G06F40/205 , G06Q20/38 , G06Q20/40 , H04L9/32 , H04L9/40
摘要： Described in example embodiments herein are techniques for implementing an automated banking machine such as an ATM. An example embodiments, tracks the flow of a note through an ATM. Another embodiment corrects errors detected during a note flow. Some embodiments are in the form of security protocols for communications or other communication protocols, or techniques for monitoring devices operating in the ATM. Yet another example embodiment is directed to security of a currency cassette. Still yet another embodiment is directed to detecting tampering of the ATM's gate and/or shuttle. Yet still another embodiment determines if notes in a shuttle were delivered.
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公开(公告)号：US10373137B2
公开(公告)日：2019-08-06
申请号：US15648824
申请日：2017-07-13
发明人： Songtao Ma , Eric Toepke , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan , Mike P. Ryan
摘要： An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
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公开(公告)号：US20190164139A1
公开(公告)日：2019-05-30
申请号：US16184456
申请日：2018-11-08
发明人： David Nikkel , Chris Medford , Mike P. Ryan , Clinton Boley , Anne Konecny , Ricardo Beato , Andrew Clugston , Justin Rock , Daniel Bissler
摘要： Described in example embodiments herein are techniques for implementing an automated banking machine such as an ATM. An example embodiments, tracks the flow of a note through an ATM. Another embodiment corrects errors detected during a note flow. Some embodiments are in the form of security protocols for communications or other communication protocols, or techniques for monitoring devices operating in the ATM. Yet another example embodiment is directed to security of a currency cassette. Still yet another embodiment is directed to detecting tampering of the ATM's gate and/or shuttle. Yet still another embodiment determines if notes in a shuttle were delivered.
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公开(公告)号：US20180174405A1
公开(公告)日：2018-06-21
申请号：US15900143
申请日：2018-02-20
发明人： Jeffrey M. EASTMAN , Brian Jones , Michael S. Johnson , Shawn Griggy , Jeff A. Brannan , Michael J. Harty , Robert W. Barnett , Eric S. VanKeulen , Mike P. Ryan , William D. BESKITT , Kenneth Turocy
CPC分类号： G07F19/201 , B65H7/02 , B65H7/20 , B65H29/20 , G06Q20/1085 , G06Q40/02 , G07F19/20 , G07F19/202 , G07F19/205 , G07G5/00
摘要： An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.
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