公开(公告)号：US20140316983A1

公开(公告)日：2014-10-23

申请号：US14258078

申请日：2014-04-22

申请人： Diebold Self-Service Systems division of Diebold, Incorporated

发明人： James BLOCK ,  H. Thomas GRAEF ,  Paul MAGEE ,  Donald S. NELSON, JR. ,  James MEEK ,  Daniel McINTYRE ,  Mark DEPIETRO ,  Natarajan RAMACHANDRAN

IPC分类号： G06Q40/02

CPC分类号： G06Q40/02

摘要： In an example embodiment, a routing computer is operable to communicate with an automated banking machine and with a plurality of remote financial transaction authorization systems. The routing computer is operable to receive data representative of a requested transaction associated with a financial account associated with a user operating the automated banking machine. The routing computer is operable to determine for the plurality of remote financial transaction authorization system a transaction processing fee for the requested transaction. The routing computer is operable to select a selected one of the plurality of remote financial transaction authorization systems for the transaction, wherein the selected one of the plurality of remote financial transaction systems is selected based on having the lowest transaction processing fee for the requested transaction.

摘要翻译： 在示例实施例中，路由计算机可操作以与自动银行机和多个远程金融交易授权系统通信。 路由计算机可操作以接收表示与操作自动银行机的用户相关联的金融账户相关联的请求交易的数据。 路由计算机可操作以为多个远程金融交易授权系统确定所请求的交易的交易处理费用。 所述路由计算机可操作以选择用于所述交易的所述多个远程金融交易授权系统中的所选择的一个，其中所述多个远程金融交易系统中的所选择的一个基于所请求的交易具有最低的交易处理费用来选择。