公开(公告)号：US07225156B2

公开(公告)日：2007-05-29

申请号：US10066174

申请日：2002-01-29

申请人： Douglas C. Fisher ,  Kenny Lo

发明人： Douglas C. Fisher ,  Kenny Lo

IPC分类号： G06Q99/00

CPC分类号： G06Q20/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/12 ,  G06Q20/24 ,  G06Q20/26 ,  G06Q20/385 ,  G06Q20/401

摘要： The invention comprises online methods, systems, and software for improving the processing of payments from financial accounts, particularly credit and debit card payments made from consumers to merchants in online transactions. The preferred embodiment of the invention involves inserting a trusted third party online service into the payment authorization process. The trusted third party authenticates the consumer and authorizes the proposed payment in a single integrated process conducted without the involvement of the merchant. The authentication of the consumer is accomplished over a persistent communication channel established with the consumer before a purchase is made. The authentication is done by verifying that the persistent channel is open when authorization is requested. Use of the third party services allows the consumer to avoid revealing his identity and credit card number to the merchant over a public network such as the Internet, while maintaining control of the transaction during the authorization process.

摘要翻译： 本发明包括在线方法，系统和软件，用于改善从金融账户支付的处理，特别是从消费者到网络交易商家的信用卡和借记卡支付。 本发明的优选实施例涉及将可信第三方在线服务插入支付授权过程。 受信任的第三方对消费者进行身份验证，并在不经商家参与的情况下，在单一的整合过程中授权提出的付款。 消费者的认证通过在购买之前与消费者建立的持久通信信道来实现。 通过在请求授权时验证持久通道是否打开来完成认证。 使用第三方服务允许消费者避免通过公共网络（例如因特网）向商家透露他的身份和信用卡号码，同时在授权过程中保持交易的控制。

公开(公告)号：US6056403A

公开(公告)日：2000-05-02

申请号：US94394

申请日：1998-06-09

申请人： Douglas C. Fisher ,  David L. Wilson

发明人： Douglas C. Fisher ,  David L. Wilson

IPC分类号： A61H5/00 ,  A61M5/00 ,  A61B3/10

CPC分类号： A61H5/00 ,  A61M5/00

摘要： A device for stimulating eye movement in a subject utilizing a hand held screen which is capable of displaying a multiplicity of visual elements. A power source illuminates the multiplicity of visual elements according to a particular selection of a visual pattern. Once selected, the visual pattern is executed and displayed by sequentially illuminating adjacent visual elements constituting groups of visual elements. The illuminated element form a cyclic pattern for scanning by the subject.

摘要翻译： 一种用于利用能够显示多个视觉元素的手持屏幕来刺激受试者中的眼睛运动的装置。 电源根据视觉图案的特定选择照亮多个视觉元素。 一旦选择，通过依次照亮构成视觉元素组的相邻视觉元素来执行和显示视觉图案。 照明元件形成用于由被摄体扫描的循环图案。

公开(公告)号：US06409655B1

公开(公告)日：2002-06-25

申请号：US09263116

申请日：1999-03-05

申请人： David L. Wilson ,  Douglas C. Fisher

发明人： David L. Wilson ,  Douglas C. Fisher

IPC分类号： A61M2100

CPC分类号： A61M21/00 ,  A61M2021/0022 ,  A61M2021/0027 ,  A61M2021/0044

摘要： A device for applying stimuli to a subject for therapeutic purposes utilizing an audio source producing a selected audio tone. An audio speaker delivers the audio stimulus to the left and right ears of the subject in an alternating manner, such that the sounds may be heard in either of the ears or may be heard in both of the ears in sequential fashion. Visual or tactile stimuli may be delivered to a subject singularly or simultaneously with the audio stimulus.

摘要翻译： 一种用于使用产生所选音频音调的音频源将刺激施加到受试者的治疗目的的装置。 音频扬声器以交替的方式将音频刺激传送到被摄体的左耳和右耳，使得声音可以在任一耳朵中听到，或者可以以两种方式以两种方式听到。 视觉或触觉刺激可以与音频刺激单独或同时传送给主体。