公开(公告)号：US20100030699A1

公开(公告)日：2010-02-04

申请号：US12183405

申请日：2008-07-31

Applicant: Edward C. Caputo ,  Hugh Thomas Whelan

Inventor： Edward C. Caputo ,  Hugh Thomas Whelan

IPC: G06Q40/00

CPC classification number: G06Q40/06 ,  G06Q40/04

Abstract: A computer system is provided for selecting an asset allocation for an investment portfolio intended to produce a target payout starting at a target date. The computer system is programmed to receive inputs that may relate to the target payout, the target date and a nominal rate of contributions to the investment portfolio. The computer system calculates at least one thousand simulated investment outcomes based on assumed investment return rates and assumed inflation rates. The assumed investment return rates and assumed inflation rates are randomly selected in multi-year clusters from historical data. The computer system selects the asset allocation based on relative performance of the assumed asset allocations in the simulated investment outcomes.

Abstract translation: 提供了一种计算机系统，用于从旨在从目标日期开始产生目标支付的投资组合选择资产分配。 计算机系统被编程为接收可能与目标支付，目标日期和投资组合的名义利率的投入。 计算机系统根据假设的投资回报率和假定的通货膨胀率计算至少一千个模拟投资结果。 假设的投资回报率和假定的通货膨胀率是从历史数据的多年期集群中随机选择的。 计算机系统根据假设资产配置在模拟投资结果中的相对表现选择资产分配。

公开(公告)号：US08150755B2

公开(公告)日：2012-04-03

申请号：US13085137

申请日：2011-04-12

Applicant: Edward C. Caputo ,  Hugh Thomas More Whelan

Inventor： Edward C. Caputo ,  Hugh Thomas More Whelan

IPC: G06Q40/00

CPC classification number: G06Q40/06 ,  G06Q40/04

Abstract: A computer system is provided for selecting an asset allocation for an investment portfolio intended to produce a target payout starting at a target date. The computer system is programmed to receive inputs that may relate to the target payout, the target date and a nominal rate of contributions to the investment portfolio. The computer system calculates a plurality of simulated investment outcomes based on assumed investment return rates and assumed inflation rates. The assumed investment return rates and assumed inflation rates are randomly selected in multi-year clusters from historical data. The computer system selects the asset allocation based on relative performance of the assumed asset allocations in the simulated investment outcomes.

Abstract translation: 提供了一种计算机系统，用于从旨在从目标日期开始产生目标支付的投资组合选择资产分配。 计算机系统被编程为接收可能与目标支付，目标日期和投资组合的名义利率的投入。 计算机系统基于假设的投资回报率和假定的通货膨胀率来计算多个模拟投资结果。 假设的投资回报率和假定的通货膨胀率是从历史数据的多年期集群中随机选择的。 计算机系统根据假设资产配置在模拟投资结果中的相对表现选择资产分配。

公开(公告)号：US07925564B2

公开(公告)日：2011-04-12

申请号：US12183405

申请日：2008-07-31

Applicant: Edward C. Caputo ,  Hugh Thomas More Whelan

Inventor： Edward C. Caputo ,  Hugh Thomas More Whelan

IPC: G06Q40/00

CPC classification number: G06Q40/06 ,  G06Q40/04

Abstract: A computer system is provided for selecting an asset allocation for an investment portfolio intended to produce a target payout starting at a target date. The computer system is programmed to receive inputs that may relate to the target payout, the target date and a nominal rate of contributions to the investment portfolio. The computer system calculates at least one thousand simulated investment outcomes based on assumed investment return rates and assumed inflation rates. The assumed investment return rates and assumed inflation rates are randomly selected in multi-year clusters from historical data. The computer system selects the asset allocation based on relative performance of the assumed asset allocations in the simulated investment outcomes.

Abstract translation: 提供了一种计算机系统，用于从旨在从目标日期开始产生目标支付的投资组合选择资产分配。 计算机系统被编程为接收可能与目标支付，目标日期和投资组合的名义利率的投入。 计算机系统根据假设的投资回报率和假定的通货膨胀率计算至少一千个模拟投资结果。 假设的投资回报率和假定的通货膨胀率是从历史数据的多年期集群中随机选择的。 计算机系统根据假设资产配置在模拟投资结果中的相对表现选择资产分配。

公开(公告)号：US20120166357A1

公开(公告)日：2012-06-28

申请号：US13411017

申请日：2012-03-02

Applicant: Edward C. Caputo ,  Hugh Thomas More Whelan

Inventor： Edward C. Caputo ,  Hugh Thomas More Whelan

IPC: G06Q40/06

CPC classification number: G06Q40/06 ,  G06Q40/04

Abstract: A computer system is provided for selecting an asset allocation for an investment portfolio intended to produce a target payout starting at a target date. The computer system is programmed to receive inputs that may relate to the target payout, the target date and a nominal rate of contributions to the investment portfolio. The computer system calculates a plurality of simulated investment outcomes based on assumed investment return rates and assumed inflation rates. The assumed investment return rates and assumed inflation rates are randomly selected in multi-year clusters from historical data. The computer system selects the asset allocation based on relative performance of the assumed asset allocations in the simulated investment outcomes.

Abstract translation: 提供了一种计算机系统，用于从旨在从目标日期开始产生目标支付的投资组合选择资产分配。 计算机系统被编程为接收可能与目标支付，目标日期和投资组合的名义利率的投入。 计算机系统基于假设的投资回报率和假定的通货膨胀率来计算多个模拟投资结果。 假设的投资回报率和假定的通货膨胀率是从历史数据的多年期集群中随机选择的。 计算机系统根据假设资产配置在模拟投资结果中的相对表现选择资产分配。

公开(公告)号：US20120036086A1

公开(公告)日：2012-02-09

申请号：US12851982

申请日：2010-08-06

Applicant: Edward C. Caputo ,  William H. Davison, JR. ,  Hugh Thomas More Whelan

Inventor： Edward C. Caputo ,  William H. Davison, JR. ,  Hugh Thomas More Whelan

IPC: G06Q40/00

CPC classification number: G06Q40/06

Abstract: A computer system for determining investment fund holdings of a fund of funds accesses data relating to holdings of investment funds over time and investment rules of the funds of funds. The computer system analyzes the holdings of the investment funds over time to obtain investment performance data of the investment funds by asset class and volatility data. Using the investment performance data of the investment funds by asset class, the volatility data, and investment rules of the fund of funds, the computer system determines a selection of investment funds for holdings of the fund of funds.

Abstract translation: 用于确定资金基金投资基金持有的计算机系统可以访问与投资资金持有量有关的资料，以及资金基金的投资规则。 计算机系统分析投资资金持有量随时间的变化，通过资产类别和波动性数据获取投资基金的投资绩效数据。 利用资产类投资资金的投资绩效数据，资金基金的波动性数据和投资规则，计算机系统确定了资金基金投资基金的选择。

公开(公告)号：US08335736B2

公开(公告)日：2012-12-18

申请号：US13411017

申请日：2012-03-02

Applicant: Edward C. Caputo ,  Hugh Thomas More Whelan

Inventor： Edward C. Caputo ,  Hugh Thomas More Whelan

IPC: G06Q40/00

CPC classification number: G06Q40/06 ,  G06Q40/04

Abstract: A computer system is provided for selecting an asset allocation for an investment portfolio intended to produce a target payout starting at a target date. The computer system is programmed to receive inputs that may relate to the target payout, the target date and a nominal rate of contributions to the investment portfolio. The computer system calculates a plurality of simulated investment outcomes based on assumed investment return rates and assumed inflation rates. The assumed investment return rates and assumed inflation rates are randomly selected in multi-year clusters from historical data. The computer system selects the asset allocation based on relative performance of the assumed asset allocations in the simulated investment outcomes.

公开(公告)号：US20110191262A1

公开(公告)日：2011-08-04

申请号：US13085137

申请日：2011-04-12

Applicant: Edward C. Caputo ,  Hugh Thomas More Whelan

Inventor： Edward C. Caputo ,  Hugh Thomas More Whelan

IPC: G06Q40/00

CPC classification number: G06Q40/06 ,  G06Q40/04

Abstract: A computer system is provided for selecting an asset allocation for an investment portfolio intended to produce a target payout starting at a target date. The computer system is programmed to receive inputs that may relate to the target payout, the target date and a nominal rate of contributions to the investment portfolio. The computer system calculates a plurality of simulated investment outcomes based on assumed investment return rates and assumed inflation rates. The assumed investment return rates and assumed inflation rates are randomly selected in multi-year clusters from historical data. The computer system selects the asset allocation based on relative performance of the assumed asset allocations in the simulated investment outcomes.

Abstract translation: 提供了一种计算机系统，用于从旨在从目标日期开始产生目标支付的投资组合选择资产分配。 计算机系统被编程为接收可能与目标支付，目标日期和投资组合的名义利率的投入。 计算机系统基于假设的投资回报率和假定的通货膨胀率来计算多个模拟投资结果。 假设的投资回报率和假定的通货膨胀率是从历史数据的多年期集群中随机选择的。 计算机系统根据假设资产配置在模拟投资结果中的相对表现选择资产分配。