公开(公告)号：US20160042405A1

公开(公告)日：2016-02-11

申请号：US14451574

申请日：2014-08-05

Applicant: Facebook, Inc.

Inventor： Sharon Zeng ,  Pratap Venkataram Prabhu ,  Marius Mircea Lazer ,  Aaron Patrick O'Brien ,  Franklin Sarkett ,  Leonid Dubinsky ,  Erica L. Sanders ,  Leslie Kathleen Smith

IPC: G06Q30/02

CPC classification number: G06Q30/0273 ,  G06Q40/025

Abstract: Methods and systems are described for identifying a likelihood that a client will provide payment for an overdue balance associated with the client's account and ranting a grace period to the client in which to provide the payment. This permits a client to provide payment for an overdue balance that may have been unintentional without an interruption of the services rendered to the client. Factors used to determine whether to grant the grace period include financial characteristics of the client's account. In the example of an advertiser using a social networking system to serve ads, social engagement of the advertiser can also be used to determine whether to grant a grace period.

Abstract translation: 描述了方法和系统，用于识别客户将为与客户帐户相关联的逾期余额提供付款并将宽限期延长到提供付款的客户端的可能性。 这样一来，客户就可以不必中断向客户提供的服务而为无意的逾期余额提供付款。 用于确定是否给予宽限期的因素包括客户帐户的财务特征。 在使用社交网络系统来投放广告的广告商的示例中，也可以使用广告商的社交参与来确定是否授予宽限期。