公开(公告)号：US20160117666A1

公开(公告)日：2016-04-28

申请号：US14525008

申请日：2014-10-27

Applicant: Facebook, Inc.

Inventor： Stephen Moore Davis ,  July Anne Liang

IPC: G06Q20/22

CPC classification number: G06Q20/223

Abstract: The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. Additional implementations involve facilitating payment transaction by inferring payment events. Still further implementations involve facilitating payment transactions between groups of users. In addition to the foregoing, one or more implementations allow a user to initiate payment transactions without first providing a payment credential.

Abstract translation: 本公开涉及使用综合支付和消息系统发送和接收支付的系统，方法和设备。 特别地，集成的支付和消息系统允许用户发送和接收电子支付以及交换消息。 额外的实现涉及通过推断支付事件促进支付交易。 进一步的实现涉及促进用户组之间的支付交易。 除了上述之外，一个或多个实现允许用户在不首先提供支付凭证的情况下发起支付交易。