公开(公告)号：US20150286997A1

公开(公告)日：2015-10-08

申请号：US14243745

申请日：2014-04-02

Applicant: Facebook, Inc.

Inventor： Max Zimmerman ,  Waseem Ahmad ,  Yegnashankar Parasuram ,  Alexandre Couturon

IPC: G06Q20/10 ,  G06Q50/00

CPC classification number: G06Q20/10 ,  G06Q20/023 ,  G06Q20/027 ,  G06Q50/01

Abstract: Methods and systems for processing payments using payment aggregators are provided. In particular, one or more embodiments comprise an e-commerce payment facilitator that acts as an intermediary between a commerce application and a plurality of payment aggregators. This allows the e-commerce payment facilitator to provide a user with payment methods supported by the plurality of payment aggregators. Furthermore, one or more embodiments enable the e-commerce payment facilitator to route transactions to payment aggregators based on various factors, such as availability, reliability, and profitability. In addition, one or more embodiments provide e-commerce payment facilitators with greater control over the processing of transactions by allowing for the routing and distribution of transactions across multiple payment aggregators.

Abstract translation: 提供了使用支付汇总程序处理付款的方法和系统。 具体地，一个或多个实施例包括充当商务应用程序和多个支付汇总器之间的中介的电子商务支付促成者。 这允许电子商务支付促进者向用户提供由多个支付汇总器支持的支付方法。 此外，一个或多个实施例使得电子商务支付促进者能够基于各种因素（诸如可用性，可靠性和盈利能力）将交易路由到支付汇总器。 此外，一个或多个实施例通过允许多个支付汇总器之间的交易的路由和分配来为交易的处理提供更大控制的电子商务支付促进者。