公开(公告)号：US20090198557A1

公开(公告)日：2009-08-06

申请号：US12024020

申请日：2008-01-31

申请人： Gang Wang ,  Lisa C. Gevelber

发明人： Gang Wang ,  Lisa C. Gevelber

IPC分类号： G06Q30/00

CPC分类号： G06Q30/0603 ,  G06Q30/02 ,  G06Q30/0264

摘要： One embodiment of the present invention provides a system that times commercial offers made to a user. During operation, the system starts by receiving financial history data for the user, wherein the financial history data includes purchase records for a set of purchases. The system then identifies a subset of purchases in the set of purchases, wherein the subset of purchases are semantically linked to a set of predetermined subjects. Next, the system identifies timing patterns in the subset of purchases based on timing information associated with the subset of purchases. The system then presents one or more commercial offers to the user at specific times based on the identified timing patterns.

摘要翻译： 本发明的一个实施例提供了一种对用户进行商业提供的系统。 在操作期间，系统通过接收用户的财务历史数据开始，其中财务历史数据包括一组购买的购买记录。 系统然后识别购买集合中的购买子集，其中购买子集语义地链接到一组预定主体。 接下来，系统基于与购买子集相关联的定时信息来识别购买子集中的时间模式。 然后，系统基于所识别的定时模式，在特定时间向用户呈现一个或多个商业报价。

公开(公告)号：US08799066B1

公开(公告)日：2014-08-05

申请号：US11834102

申请日：2007-08-06

申请人： Christopher D. Nesladek ,  Ricardo Marquez ,  Lisa C. Gevelber ,  Miriam Geller ,  Gang Wan ,  Ashley M. Fernandes

发明人： Christopher D. Nesladek ,  Ricardo Marquez ,  Lisa C. Gevelber ,  Miriam Geller ,  Gang Wan ,  Ashley M. Fernandes

IPC分类号： G06Q30/00 ,  H04N7/16

CPC分类号： G06Q30/0215 ,  G06Q30/0207 ,  G06Q30/0224

摘要： A system that facilitates providing of commercial offers is described. During operation, this system receives financial information associated with a user of financial software. Then, the system presents an icon corresponding to the commercial offer to the user. This commercial offer is targeted to the user based on a financial history of the user, which includes multiple transactions with multiple commercial establishments. Moreover, the icon exhibits animated behavior which can vary over time, and the user can pursue the commercial offer by interacting with the icon.

摘要翻译： 描述了有助于提供商业报价的系统。 在操作期间，该系统接收与财务软件用户相关联的财务信息。 然后，系统向用户呈现对应于商业报价的图标。 这种商业报价是基于用户的财务历史定向到用户，其包括与多个商业机构的多个交易。 此外，该图标显示出随时间变化的动画行为，并且用户可以通过与图标交互来追求商业报价。