Management of emailed payment recipients

    公开(公告)号:US12020231B2

    公开(公告)日:2024-06-25

    申请号:US17306459

    申请日:2021-05-03

    Applicant: Google LLC

    CPC classification number: G06Q20/223 G06Q10/107 G06Q20/10 G06Q20/102

    Abstract: An email payment system and method to provide users with the ability to initiate and send payments to one more recipients via email messaging. A user interface is provided in an email client that allows a user to insert payment with the email. Payment details are collected through one or more payment modals displayed in the email client. A payment object is inserted into the body of the email and is displayed to both the sender and recipient. The payment details captured in the payment object are communicated to a payment processor. The payment processor uses electronic payment accounts associated with the corresponding sender and recipient email addresses to identify the relevant electronic payment accounts and transfer the payment between said accounts. A status of the payment transaction is tracked and displayed within the payment object of the entails residing in both the sender and recipient email client.

    Management of Emailed Payment Recipients

    公开(公告)号:US20210326830A1

    公开(公告)日:2021-10-21

    申请号:US17306459

    申请日:2021-05-03

    Applicant: Google LLC

    Abstract: An email payment system and method to provide users with the ability to initiate and send payments to one more recipients via email messaging. A user interface is provided in an email client that allows a user to insert payment with the email. Payment details are collected through one or more payment modals displayed in the email client. A payment object is inserted into the body of the email and is displayed to both the sender and recipient. The payment details captured in the payment object are communicated to a payment processor. The payment processor uses electronic payment accounts associated with the corresponding sender and recipient email addresses to identify the relevant electronic payment accounts and transfer the payment between said accounts. A status of the payment transaction is tracked and displayed within the payment object of the entails residing in both the sender and recipient email client

    Randomized reward system for stored value transactions

    公开(公告)号:US09922339B2

    公开(公告)日:2018-03-20

    申请号:US13834444

    申请日:2013-03-15

    Applicant: Google LLC

    CPC classification number: G06Q30/0226

    Abstract: A transaction parameter date set comprising input variables characterizing the transaction conditions are collected when an electronic payment is initiated on an electronic payment system. The collected transaction input variables are used to calculate an expected future transaction value using a decision function. The expected future transaction value identifies high utility transaction based on a comparison of the expected future transaction value to a threshold value established while training the decision function on a training data set of known outcome. A high utility transaction can include behavior that if rewarded is likely to retain current users or grow the electronic payment system network by adding new users. If the expected future transaction value exceeds the threshold value the sender of the electronic payment is rewarded by the system.

    Management of emailed payment receipts

    公开(公告)号:US10997575B2

    公开(公告)日:2021-05-04

    申请号:US16434156

    申请日:2019-06-06

    Applicant: GOOGLE LLC

    Abstract: An email payment system and method to provide users with the ability to initiate and send payments to one more recipients via email messaging. A user interface is provided in an email client that allows a user to insert payment with the email. Payment details are collected through one or more payment modals displayed in the email client. A payment object is inserted into the body of the email and is displayed to both the sender and recipient. The payment details captured in the payment object are communicated to a payment processor. The payment processor uses electronic payment accounts associated with the corresponding sender and recipient email addresses to identify the relevant electronic payment accounts and transfer the payment between said accounts. A status of the payment transaction is tracked and displayed within the payment object of the emails residing in both the sender and recipient email client.

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