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    MICROPAYMENTS AGGREGATION
    1.
    发明申请
    MICROPAYMENTS AGGREGATION 审中-公开
    MICROPAYMENTS聚合

    公开(公告)号：US20110077949A1

    公开(公告)日：2011-03-31

    申请号：US12571259

    申请日：2009-09-30

    申请人： Hugo Olliphant ,  Srikanth Nandiraju ,  Mehryar Mansoor

    发明人： Hugo Olliphant ,  Srikanth Nandiraju ,  Mehryar Mansoor

    IPC分类号： G06Q30/00

    CPC分类号： G06Q30/00 ,  G06Q20/10 ,  G06Q40/12

    摘要： Various methods, apparatus, and systems are disclosed for improved micropayment arrangements that allow for versatile and efficient micropayments aggregation and distribution of funds. In accordance with one embodiment, a method of aggregating micropayments includes registering a plurality of seller accounts, each including content to be sold, and associating the content with a micropayment aggregation method, including pre-paid aggregation, post-paid aggregation, and time-delayed aggregation. The method further includes then charging a buyer account for purchases of content based on different micropayment aggregation methods associated with the content.

    摘要翻译： 公开了各种方法，装置和系统用于改进的微支付安排，其允许多功能和有效的微支付汇总和分配资金。 根据一个实施例，一种聚合小额支付的方法包括登记多个卖方账户，每个卖方帐户包括要出售的内容，并且将该内容与微支付汇总方法相关联，包括预付汇总，后付汇聚， 延迟聚合。 该方法还包括随后基于与内容相关联的不同的小额支付汇总方法为买方帐户收取购买内容。

    LOCATION BASED TRANSACTIONS
    3.
    发明申请
    LOCATION BASED TRANSACTIONS 有权
    基于位置的交易

    公开(公告)号：US20120084177A1

    公开(公告)日：2012-04-05

    申请号：US12895409

    申请日：2010-09-30

    申请人： Ray Hideki Tanaka ,  Srikanth Nandiraju ,  Mehryar Mansoor

    发明人： Ray Hideki Tanaka ,  Srikanth Nandiraju ,  Mehryar Mansoor

    IPC分类号： G06Q30/00

    CPC分类号： G06Q30/0601 ,  G06Q30/0613

    摘要： A user's location is determined by location information communicated by a user device, such as a smart phone. Merchants near the user location are determined and selected. Merchant payment information is transmitted to the user device so that the user can easily make a payment to the merchant through the user device. Merchant offerings may also be sent to the user device for purchase and subsequent payment, where the merchant offerings may be specifically selected for the user.

    摘要翻译： 用户的位置由诸如智能电话之类的用户设备传送的位置信息确定。 确定并选择用户位置附近的商家。 商户支付信息被发送到用户装置，使得用户可以通过用户装置容易地向商家付款。 也可以将商家产品发送到用户设备以进行购买和后续支付，其中可以为用户专门选择商家提供。