公开(公告)号：US20140052638A1

公开(公告)日：2014-02-20

申请号：US14005679

申请日：2012-03-19

申请人： Hyun Cheol Chung ,  Seong Il Cheong ,  Shin Beom Kang ,  Jong Hoon Park

发明人： Hyun Cheol Chung ,  Seong Il Cheong ,  Shin Beom Kang ,  Jong Hoon Park

IPC分类号： G06Q20/32

CPC分类号： G06Q20/322 ,  G06Q20/351 ,  G06Q20/425

摘要： A method and system for providing a card payment using a mobile phone number. A service server receives a payment request from an affiliate system through a wired/wireless data network, the payment request being inputted through a user terminal and including a mobile phone number of a mobile terminal of a user. A telephone call is connected to the mobile terminal using the mobile phone number included in the received payment request. When the telephone call is connected, an input of a service password is requesting through the connected telephone call. When a service password received through the telephone call from the mobile terminal is identical to a service password stored in the service server, a payment authentication process is performed using a virtual card number generated by the service server, the virtual card number being mapped to a card matching the mobile phone number.

摘要翻译： 一种使用移动电话号码提供卡支付的方法和系统。 服务服务器通过有线/无线数据网络从联盟系统接收支付请求，该付款请求通过用户终端输入并且包括用户的移动终端的移动电话号码。 使用包含在接收到的支付请求中的移动电话号码将电话呼叫连接到移动终端。 当连接电话时，通过连接的电话呼叫请求服务密码的输入。 当通过来自移动终端的电话呼叫接收的服务密码与服务服务器中存储的服务密码相同时，使用由服务服务器生成的虚拟卡号执行支付认证处理，虚拟卡号被映射到 卡匹配手机号码。