公开(公告)号：US20230401304A1

公开(公告)日：2023-12-14

申请号：US17806342

申请日：2022-06-10

申请人： JPMORGAN CHASE BANK, N.A.

发明人： Meena ABDOU ,  Hima UNNITHAN ,  Sunil ATLURI ,  Amit Kumar MESHRAM ,  Thien B LE ,  Atousa ASSADIHAGHI ,  Rhea MARPU ,  Rocky J MAUFORT ,  Moshe CAPLAN ,  Ben CRAIG ,  Myna RAI ,  Srinwantu DEY ,  Paul MANALOTO

IPC分类号： G06F21/34 ,  G06F21/41 ,  G06F21/32

CPC分类号： G06F21/34 ,  G06F21/41 ,  G06F21/32

摘要： Systems and methods for uniquely identifying and regularly authenticating users at login are disclosed. A method may include an authentication computer program receiving a user identifier for a user as part of a login attempt from a workstation computer program; communicating a multifactor authentication request to an authenticator application executed on a user mobile electronic device; receiving a response to the multifactor authentication request from the authenticator application; verifying that the response to the multifactor authentication request matches an expected value; and saving user activity data associated with the login attempt, and a user trust computer program calculating a user trust score based on the user activity data; determining that the user trust score is above a threshold; and authorizing the login attempt to the workstation and a user session on the workstation.