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    Automated banking machine system and method
    5.
    发明授权
    Automated banking machine system and method 有权
    自动银行机系统及方法

    公开(公告)号：US08132716B1

    公开(公告)日：2012-03-13

    申请号：US12928626

    申请日：2010-12-14

    申请人： Mark D. Smith ,  James Meek ,  Allan R. Bakerink ,  Randolph C. Benore ,  Daniel S. McIntyre ,  Mark DePietro

    发明人： Mark D. Smith ,  James Meek ,  Allan R. Bakerink ,  Randolph C. Benore ,  Daniel S. McIntyre ,  Mark DePietro

    IPC分类号： G07F19/00

    CPC分类号： G07F19/201 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/211

    摘要： A banking transaction system includes customer stations and a server provider station. The customer stations include automated banking machines. Each machine includes a cash dispenser and a card reader that reads financial account indicia from user cards. A service provider at the service provider station is able to communicate with a customer at a machine to help carry out a banking transaction. The customer may also carry out a banking transaction without involvement of the service provider. A pneumatic tube transport can move items between a service provider and customers. Computers operating facial image transformation software and vocal sound transformation software allow computer-generated outputs at customer stations of facial images and vocal sounds that customers may find more acceptable than those produced by the actual service provider.

    摘要翻译： 银行交易系统包括客户站和服务器提供商站。 客户站包括自动银行机。 每台机器都包括一个自动提款机和一个读卡器，从用户卡读取金融帐户标记。 服务提供商站的服务提供商能够与机器上的客户进行通信，以帮助执行银行交易。 客户也可以在不参与服务提供商的情况下进行银行交易。 气动管道运输可以在服务提供商和客户之间移动物品。 操作面部图像转换软件和声音转换软件的计算机允许客户站的客户站的计算机生成的输出与客户可能比实际服务提供商所生成的更可接受。

    ATM system and method
    7.
    发明授权
    ATM system and method 有权
    ATM系统和方法

    公开(公告)号：US07845552B2

    公开(公告)日：2010-12-07

    申请号：US11360007

    申请日：2006-02-21

    申请人： James Meek ,  Allan R. Bakerink ,  Bartholomew J. Frazzitta ,  Randolph C. Benore ,  Daniel S. McIntyre ,  Mark DePietro

    发明人： James Meek ,  Allan R. Bakerink ,  Bartholomew J. Frazzitta ,  Randolph C. Benore ,  Daniel S. McIntyre ,  Mark DePietro

    IPC分类号： G06Q40/00

    CPC分类号： G07F19/201 ,  G07F19/20 ,  G07F19/211

    摘要： An exemplary system includes an ATM (322) which is operative to conduct transactions including cash dispensing for users responsive to communication with a transaction host (336). The ATM is also operative to provide output signals which drive external displays (328, 330) which are separate from the ATM. The processor in the ATM is also operative to cause the ATM to receive visual and/or audio content from one or more content sources (342, 343) and to store data corresponding to such content in the ATM. Such content is then output through the external displays. The ATM is also operative to receive and store a plurality of advertising messages. The advertising messages are output in a targeted manner to users of the ATM.

    摘要翻译： 示例性系统包括ATM（322），其可操作以进行交易，包括响应于与交易主机的通信的用户的现金分配（336）。 ATM还可以提供驱动与ATM分开的外部显示器（328,330）的输出信号。 ATM中的处理器还可操作以使ATM从一个或多个内容源（342,343）接收视频和/或音频内容，并将对应于这些内容的数据存储在ATM中。 然后通过外部显示器输出这样的内容。 ATM还可以接收和存储多个广告消息。 广告消息以有针对性的方式输出到ATM的用户。