公开(公告)号：US08556165B2

公开(公告)日：2013-10-15

申请号：US11381817

申请日：2006-05-05

申请人： Jeffrey R. Kapis ,  Andrew W. Collins ,  Steffanie R. Gaus ,  Naseem I. Khan

发明人： Jeffrey R. Kapis ,  Andrew W. Collins ,  Steffanie R. Gaus ,  Naseem I. Khan

IPC分类号： G06Q40/00

CPC分类号： G07F19/20 ,  G06Q40/00 ,  G06Q40/02

摘要： Method and System for Enabling Teller Presentation of Pre-Approved Credit Offers. Simultaneously with a teller transaction flow, pertinent customer information can be parsed and forwarded to a credit opportunity system such as may be operated by a credit bureau. If the customer qualifies, the appropriate details of the pre-approved credit offer can then returned to the teller system. The teller then has both a cue and the necessary information to sell a pre-approved product to the customer. Provisions can be made to dispose of the transaction in various ways, based on input by the teller as to the outcome of the offer to the customer. A server and other functionality disposed in a channel technology mid-tier can control the formatting and sending of offer inquiries.

摘要翻译： 促进提前出示预售信贷优惠的方法和系统。 在柜员交易流程的同时，相关的客户信息可以被解析并转发到信用机会系统，例如可以由信用局操作。 如果客户符合条件，则可以将预先批准的信用报价的适当细节退还给柜员系统。 然后，出纳员具有提示和必要的信息，以向客户出售预先批准的产品。 可以根据出纳员对客户提供的结果的投入，以各种方式处理交易的规定。 处于通道技术中层的服务器和其他功能可以控制报价查询的格式和发送。