公开(公告)号：US07765115B1

公开(公告)日：2010-07-27

申请号：US10685290

申请日：2003-10-14

申请人： Jennifer Victoria Davies ,  Laura Ann Johnson ,  Kathleen Marie Methven ,  Kaley Donnelly ,  Noah Nathaniel Miles ,  Debora Ann Wilhelm ,  Brandon H. Knowles ,  Alissa C. Moeller ,  John Joseph Higley ,  Douglas Steven Carey ,  Wendell Tobiason ,  Charlene E. Hallstaff ,  James FerneKeith Besso ,  Michael Edward Madden ,  Bradley James Moore ,  Joelle Juleann Pozniak ,  Jerald A. Walle

发明人： Jennifer Victoria Davies ,  Laura Ann Johnson ,  Kathleen Marie Methven ,  Kaley Donnelly ,  Noah Nathaniel Miles ,  Debora Ann Wilhelm ,  Brandon H. Knowles ,  Alissa C. Moeller ,  John Joseph Higley ,  Douglas Steven Carey ,  Wendell Tobiason ,  Charlene E. Hallstaff ,  James FerneKeith Besso ,  Michael Edward Madden ,  Bradley James Moore ,  Joelle Juleann Pozniak ,  Jerald A. Walle

IPC分类号： G06Q40/00

CPC分类号： G06Q40/00 ,  G06Q40/08

摘要： A method and system for online processing of life insurance applications includes receiving information that identifies an individual to be insured and describes the insurability of the individual. A certification may be received via an electronic data communications link confirming whether an illustration of a life insurance policy was delivered to the policy applicant. Furthermore, information may be received via an electronic data communications link from a third party confirming the identity of the individual to be insured. When a commitment to purchase the policy is received, a personalized temporary insurance certificate may be issued to the applicant, preferably accompanied by a temporary insurance agreement specifying the terms of temporary life insurance coverage extended to the individual. An authorization may also be received via an electronic data communications link authorizing immediate collection of medical history information from one or more third parties concerning the individual to be insured.

摘要翻译： 人寿保险申请在线处理的方法和系统包括接收识别被保险人的信息并描述个人的可保险性。 可以通过电子数据通信链路接收证明，确认人寿保险的说明是否交付给保单申请人。 此外，可以经由确认被保险人的身份的第三方的电子数据通信链路接收信息。 当收到承诺购买该政策时，可以向申请人发放个性化的临时保险证书，最好附有临时保险协议，其中规定了向个人提供的临时人寿保险条款。 也可以通过电子数据通信链路接收授权，授权从一个或多个第三方立即收集关于被保险人的病史信息。

公开(公告)号：US08650049B1

公开(公告)日：2014-02-11

申请号：US12837422

申请日：2010-07-15

申请人： Jennifer Victoria Davies ,  Laura Ann Johnson ,  Kathleen Marie Methven ,  Kaley Donnelly ,  Noah Nathaniel Miles ,  Debora Ann Wilhelm ,  Brandon H. Knowles ,  Alissa C. Moeller ,  John Joseph Higley ,  Douglas Steven Carey ,  Wendell Tobiason ,  Charlene E. Hallstaff ,  James FerneKeith Besso ,  Michael Edward Madden ,  Bradley James Moore ,  Joelle Juleann Pozniak ,  Jerald A. Walle

发明人： Jennifer Victoria Davies ,  Laura Ann Johnson ,  Kathleen Marie Methven ,  Kaley Donnelly ,  Noah Nathaniel Miles ,  Debora Ann Wilhelm ,  Brandon H. Knowles ,  Alissa C. Moeller ,  John Joseph Higley ,  Douglas Steven Carey ,  Wendell Tobiason ,  Charlene E. Hallstaff ,  James FerneKeith Besso ,  Michael Edward Madden ,  Bradley James Moore ,  Joelle Juleann Pozniak ,  Jerald A. Walle

IPC分类号： G06Q40/00

CPC分类号： G06Q40/00 ,  G06Q40/08

摘要： A method and system for online processing of life insurance applications includes receiving information that identifies an individual to be insured and describes the insurability of the individual. A certification may be received via an electronic data communications link confirming whether an illustration of a life insurance policy was delivered to the policy applicant. Furthermore, information may be received via an electronic data communications link from a third party confirming the identity of the individual to be insured. When a commitment to purchase the policy is received, a personalized temporary insurance certificate may be issued to the applicant, preferably accompanied by a temporary insurance agreement specifying the terms of temporary life insurance coverage extended to the individual. An authorization may also be received via an electronic data communications link authorizing immediate collection of medical history information from one or more third parties concerning the individual to be insured.

摘要翻译： 人寿保险申请在线处理的方法和系统包括接收识别被保险人的信息并描述个人的可保险性。 可以通过电子数据通信链路接收证明，确认人寿保险的说明是否交付给保单申请人。 此外，可以经由确认被保险人的身份的第三方的电子数据通信链路接收信息。 当收到承诺购买该政策时，可以向申请人发放个性化的临时保险证书，最好附有临时保险协议，其中规定了向个人提供的临时人寿保险条款。 也可以通过电子数据通信链路接收授权，授权从一个或多个第三方立即收集关于被保险人的病史信息。