公开(公告)号：US20190108520A1

公开(公告)日：2019-04-11

申请号：US16148110

申请日：2018-10-01

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Joseph Zeltzer ,  Anthony Hayes ,  Prashant Sharma ,  Saurabh Mehta

IPC: G06Q20/40 ,  G06Q10/08 ,  G06K7/14

Abstract: Systems and methods are provided for facilitating payment, at a courier terminal of a courier, on delivery of products offered by multiple different merchants. One exemplary method includes receiving, by a computing device, an order record from a merchant identifying a product ordered by a consumer and including a merchant ID for the merchant. The computing device then retrieves, from a data structure, a payment gateway address associated with the merchant ID and modifies the order record to include the payment gateway address. The payment gateway address is for a payment gateway associated with the merchant. The computing device then transmits the modified order record to the courier, thereby permitting the payment gateway address to be imposed on the courier terminal such that a payment account transaction initiated at the courier terminal for payment on delivery of the product is directed to an account specific to the merchant.

公开(公告)号：US11093925B2

公开(公告)日：2021-08-17

申请号：US16131219

申请日：2018-09-14

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Anthony Hayes ,  Saurabh Mehta

IPC: G06Q20/24 ,  G06Q20/40 ,  G06N7/00

Abstract: Systems and methods are provided for use in imposing chargeback probability scores on network transactions. One exemplary method includes obtaining at least one transaction detail of a network transaction between a consumer and a merchant. A computing device determines a chargeback probability score for the network transaction based, at least in part, on the at least one transaction detail. Chargeback data is transmitted to an entity associated with the network transaction, where the chargeback data includes at least one of (a) the chargeback probability score and (b) an indicator that the chargeback probability score fails to satisfy one or more thresholds, thereby permitting the entity to hold and/or decline the network transaction when the chargeback probability score fails to satisfy one or more thresholds.

公开(公告)号：US20190087805A1

公开(公告)日：2019-03-21

申请号：US16131219

申请日：2018-09-14

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Anthony Hayes ,  Saurabh Mehta

IPC: G06Q20/24 ,  G06N7/00 ,  G06Q20/40

Abstract: Systems and methods are provided for use in imposing chargeback probability scores on network transactions. One exemplary method includes obtaining at least one transaction detail of a network transaction between a consumer and a merchant. A computing device determines a chargeback probability score for the network transaction based, at least in part, on the at least one transaction detail. Chargeback data is transmitted to an entity associated with the network transaction, where the chargeback data includes at least one of (a) the chargeback probability score and (b) an indicator that the chargeback probability score fails to satisfy one or more thresholds, thereby permitting the entity to hold and/or decline the network transaction when the chargeback probability score fails to satisfy one or more thresholds.