公开(公告)号：US20220277295A1

公开(公告)日：2022-09-01

申请号：US17189033

申请日：2021-03-01

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Bryn Anthony Robinson-Morgan ,  Charles Walton ,  Liang Tian ,  Prashant Sharma

IPC: G06Q20/36 ,  G06Q20/40 ,  G06F21/40

Abstract: Systems and methods are provided for providing verified claims, based on multiple credentials, to relying parties. One example method includes receiving, by a computing device, a request for identity claims from a relying party. The method also includes, in response to the request, soliciting an authentication input from the user, authenticating the user based on the authentication input received from the user at the computing device, and, in response to authentication of the user, compiling, from multiple credentials included in the computing device, the identity claims included in the request. The method then includes sharing the determined identity claims with the relying party.

公开(公告)号：US20190261169A1

公开(公告)日：2019-08-22

申请号：US16280664

申请日：2019-02-20

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Ashfaq Kamal ,  Charles Walton ,  Robert D. Reany

IPC: H04W12/00 ,  H04W12/12 ,  H04W12/06 ,  H04W12/08 ,  H04W12/02 ,  H04L29/06

Abstract: Systems and methods are provided for managing digital identities in multiple regions, through multiple identity providers, while providing for policy enforcement in connection with the digital identities. One exemplary method includes receiving, at an identity and access management hub (IAMH) in a first region, a request related to a digital identity from a secondary hub disposed in a second region and checking a policy associated with the digital identity. In response, the IAMH solicits at least one claim from a user, at a relying party application and/or website, based on the request and provides the at least one claim to a value-added service associated with the IAMH for verification of the at least one claim. The IAMH then transmits a result of the verification to the relying party associated with the request and provides a token, in response to the request, to a secure resource associated with the relying party.

公开(公告)号：US20210049588A1

公开(公告)日：2021-02-18

申请号：US16991387

申请日：2020-08-12

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Ashfaq Kamal ,  Charles Walton ,  Liang Tian

IPC: G06Q20/36 ,  H04L9/32 ,  G06Q30/00 ,  G06Q20/40 ,  G06Q20/38

Abstract: Systems and methods are provided for use in tokenizing credentials for users. One exemplary computer-implemented method includes receiving a tokenization request including a first biometric template for a user, deriving a zero-knowledge proof (ZKP) parameter based on the first biometric template and an identifier associated with the user, and storing the ZKP parameter in a ledger data structure. The method then includes receiving an authentication request for a transaction by the user at a merchant, where the authentication request includes the identifier, generating a subsequent ZKP based on a second biometric template associated with the user and the identifier included in the authentication request, checking the subsequent ZKP against the ZKP parameter stored in the ledger data structure, and transmitting a verified identifier for the user to an authorization network when the check of the subsequent ZKP is successful.

公开(公告)号：US20240267229A1

公开(公告)日：2024-08-08

申请号：US18637995

申请日：2024-04-17

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Rajat Maheshwari ,  Charles Walton ,  Karthik Ramanathan ,  Prashant Sharma

IPC: H04L9/32 ,  G06F11/34 ,  H04L9/30

CPC classification number: H04L9/3247 ,  G06F11/3476 ,  H04L9/30

Abstract: Systems and methods are provided for use in appending log entries to a data structure. One exemplary method includes receiving, at a communication device, a log entry from a terminal and signing the log entry with a private key of a key pair specific to the communication device. The method also includes transmitting the signed log entry to an identity provider (IDP) and receiving, by the communication device, from the IDP, a signed, encrypted log entry. The method further includes verifying, by the communication device, a signature of the signed, encrypted log entry based on a public key associated with a key pair specific to the IDP and then appending the encrypted log entry to a digital identity included in the communication device.

公开(公告)号：US11991292B2

公开(公告)日：2024-05-21

申请号：US17221731

申请日：2021-04-02

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Rajat Maheshwari ,  Charles Walton ,  Karthik Ramanathan ,  Prashant Sharma

IPC: H04L9/32 ,  G06F11/34 ,  H04L9/30

CPC classification number: H04L9/3247 ,  G06F11/3476 ,  H04L9/30

Abstract: Systems and methods are provided for use in appending log entries to a data structure. One exemplary method includes receiving, at a communication device, a log entry from a terminal and signing the log entry with a private key of a key pair specific to the communication device. The method also includes transmitting the signed log entry to an identity provider (IDP) and receiving, by the communication device, from the IDP, a signed, encrypted log entry. The method further includes verifying, by the communication device, a signature of the signed, encrypted log entry based on a public key associated with a key pair specific to the IDP and then appending the encrypted log entry to a digital identity included in the communication device.

公开(公告)号：US20210314166A1

公开(公告)日：2021-10-07

申请号：US17221731

申请日：2021-04-02

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Rajat Maheshwari ,  Charles Walton ,  Karthik Ramanathan ,  Prashant Sharma

IPC: H04L9/32 ,  H04L9/30 ,  G06F11/34

Abstract: Systems and methods are provided for use in appending log entries to a data structure. One exemplary method includes receiving, at a communication device, a log entry from a terminal and signing the log entry with a private key of a key pair specific to the communication device. The method also includes transmitting the signed log entry to an identity provider (IDP) and receiving, by the communication device, from the IDP, a signed, encrypted log entry. The method further includes verifying, by the communication device, a signature of the signed, encrypted log entry based on a public key associated with a key pair specific to the IDP and then appending the encrypted log entry to a digital identity included in the communication device.