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公开(公告)号：US20180276657A1
公开(公告)日：2018-09-27
申请号：US15928605
申请日：2018-03-22
Applicant: Mastercard International Incorporated
Inventor： Jeehoon Joshua Cho , Sowmya Reddy Lakka , Gerardo Cardone , Matthew James Miller , Maurice David Liscia
CPC classification number: G06Q20/3674 , G06Q20/227 , G06Q20/3223 , G06Q20/3227 , G06Q20/327 , G06Q20/3578 , G06Q20/3672 , G06Q20/405
Abstract: Disclosed are methods and systems for associating payment card credentials with a companion application. In an embodiment, a consumer's mobile device processor receives an instruction to launch a companion application, displays a companion application user interface, and receives selection of an option to obtain payment card credentials from at least one wallet application. The process also includes displaying a list of payment card accounts associated with the selected wallet application for association with the companion application, receiving a selection of at least one payment card account, transmitting payment account credentials of the selected payment account to a wallet server computer, receiving a companion token representing a digitization of the selected payment card account from the wallet server computer, and associating the companion token with the companion application.
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Patent Agency Ranking
公开(公告)号：US11790351B2
公开(公告)日：2023-10-17
申请号：US18080465
申请日：2022-12-13
Applicant: Mastercard International Incorporated
Inventor： Jeehoon Joshua Cho , Sowmya Reddy Lakka , Gerardo Cardone , Matthew James Miller , Maurice David Liscia
CPC classification number: G06Q20/3674 , G06Q20/227 , G06Q20/229 , G06Q20/327 , G06Q20/3223 , G06Q20/3227 , G06Q20/3672 , G06Q20/405
Abstract: Disclosed are methods and systems for provisioning payment card credentials to an Internet of Things (IoT) device that is associated with a companion application. In an embodiment, a mobile device processor displays a companion application user interface (UI) on a display screen, receives a user selection of an option to obtain payment card credentials from the companion application UI, displays a prompt for the user to provide user authentication data to the companion application, receives the user authentication data from a biometric sensor, and authenticates the user. The process next includes displaying a selection screen comprising one of an icon identifying the IoT device or an icon identifying the companion application and a list of payment card accounts, receiving a selection of a payment card account, transmitting payment account credentials of the selection to a wallet server computer, receiving a companion token from the wallet server computer, associating the companion token with the companion application, and transmitting the companion token to the IoT device associated with the companion application.
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公开(公告)号：US20230113739A1
公开(公告)日：2023-04-13
申请号：US18080465
申请日：2022-12-13
Applicant: Mastercard International Incorporated
Inventor： Jeehoon Joshua Cho , Sowmya Reddy Lakka , Gerardo Cardone , Matthew James Miller , Maurice David Liscia
Abstract: Disclosed are methods and systems for provisioning payment card credentials to an Internet of Things (IoT) device that is associated with a companion application. In an embodiment, a mobile device processor displays a companion application user interface (UI) on a display screen, receives a user selection of an option to obtain payment card credentials from the companion application UI, displays a prompt for the user to provide user authentication data to the companion application, receives the user authentication data from a biometric sensor, and authenticates the user. The process next includes displaying a selection screen comprising one of an icon identifying the IoT device or an icon identifying the companion application and a list of payment card accounts, receiving a selection of a payment card account, transmitting payment account credentials of the selection to a wallet server computer, receiving a companion token from the wallet server computer, associating the companion token with the companion application, and transmitting the companion token to the IoT device associated with the companion application.
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公开(公告)号：US20230419305A1
公开(公告)日：2023-12-28
申请号：US18463541
申请日：2023-09-08
Applicant: Mastercard International Incorporated
Inventor： Jeehoon Joshua Cho , Sowmya Reddy Lakka , Gerardo Cardone , Matthew James Miller , Maurice David Liscia
CPC classification number: G06Q20/3674 , G06Q20/3227 , G06Q20/3223 , G06Q20/327 , G06Q20/3672 , G06Q20/227 , G06Q20/405 , G06Q20/229
Abstract: Methods and systems for managing payment card credentials provisioned to an Internet of Things (IoT) device via a companion application. A mobile device processor of a consumer mobile device launches a wallet application, displays a wallet application user interface on a touch screen that includes a card management option, receives selection of the card management option, and displays a device list that includes a plurality of icons representing IoT devices. The mobile device processor receives selection of an icon and then displays a payment card representation, payment card information, and card management options including a suspend card option and a delete card option. After receiving a selection of a card management option the mobile device processor transmits instructions to the IoT device to one of delete or suspend the payment card credentials.
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公开(公告)号：US11544703B2
公开(公告)日：2023-01-03
申请号：US15928605
申请日：2018-03-22
Applicant: Mastercard International Incorporated
Inventor： Jeehoon Joshua Cho , Sowmya Reddy Lakka , Gerardo Cardone , Matthew James Miller , Maurice David Liscia
Abstract: Disclosed are methods and systems for associating payment card credentials with a companion application. In an embodiment, a consumer's mobile device processor receives an instruction to launch a companion application, displays a companion application user interface, and receives selection of an option to obtain payment card credentials from at least one wallet application. The process also includes displaying a list of payment card accounts associated with the selected wallet application for association with the companion application, receiving a selection of at least one payment card account, transmitting payment account credentials of the selected payment account to a wallet server computer, receiving a companion token representing a digitization of the selected payment card account from the wallet server computer, and associating the companion token with the companion application.
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公开(公告)号：US20180253706A1
公开(公告)日：2018-09-06
申请号：US15909262
申请日：2018-03-01
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Matthew James Miller , Jeehoon Joshua Cho , Alonso Araujo
CPC classification number: G06Q20/102 , G06F17/2705 , G06F17/2765 , G06F17/28 , G06Q20/12 , G06Q20/4014 , G06Q30/0613 , G06Q30/0627
Abstract: A method for ordering and customization via a conversational interface includes: storing item data entries, each item data entry including data related to a purchasable item including an item identifier, natural language values, and an item cost; receiving natural language messages from a computing device; receiving payment credentials; parsing the natural language messages to identify at least one specific natural language value; identifying, for each specific natural language value, a specific item data entry that includes the respective specific natural language value; calculating a transaction cost based on the item cost included in each specific item data entry; transmitting the calculated transaction cost and the payment credentials for processing of a payment transaction; receiving a response associated with the payment transaction indicating successful thereof; and transmitting the item identifier included in each of the specific item data entries to a computing system.
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