公开(公告)号：US11328287B2

公开(公告)日：2022-05-10

申请号：US15717369

申请日：2017-09-27

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Nitin Shrivastava ,  Joseph Damon Hayes

IPC: G06Q20/00 ,  G06Q20/36 ,  G06Q30/02 ,  G06Q20/38

Abstract: Systems and methods are provided for use in permitting selection of a virtual wallet default at a communication device by a user associated with the communication device. One exemplary method includes receiving, by a wallet platform, a payload request from a virtual wallet at a communication device where the payload request related to a default virtual wallet for the communication device, and verifying, by the wallet platform, the payload request. The method then also includes, in response to the payload request, identifying, by the wallet platform, the virtual wallet as the default virtual wallet for the communication device, whereby the virtual wallet is identified as the default virtual wallet for subsequent transactions performed via the communication device.

公开(公告)号：US20190095905A1

公开(公告)日：2019-03-28

申请号：US15717345

申请日：2017-09-27

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Nitin Shrivastava ,  Joseph Damon Hayes

IPC: G06Q20/36 ,  G06Q30/02

Abstract: Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers and/or communication devices. One exemplary method includes receiving, at a wallet platform, a request, from a wallet provider associated with a virtual wallet, for confirmation that the virtual wallet is a default virtual wallet at a communication device, determining, by the wallet platform, whether the virtual wallet is the default virtual wallet at the communication device, and providing, by the wallet platform, a notification to the wallet provider. In connection therewith, the notification indicates whether or not the virtual wallet is the default virtual wallet at the communication device, thereby permitting the wallet provider to incentivize a consumer associated with the communication device to select the virtual wallet as the default virtual wallet when the virtual wallet is not the default virtual wallet.

公开(公告)号：US20190095906A1

公开(公告)日：2019-03-28

申请号：US15717369

申请日：2017-09-27

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Nitin Shrivastava ,  Joseph Damon Hayes

IPC: G06Q20/36 ,  G06Q20/38 ,  G06Q30/02

Abstract: Systems and methods are provided for use in permitting selection of a virtual wallet default at a communication device by a user associated with the communication device. One exemplary method includes receiving, by a wallet platform, a payload request from a virtual wallet at a communication device where the payload request related to a default virtual wallet for the communication device, and verifying, by the wallet platform, the payload request. The method then also includes, in response to the payload request, identifying, by the wallet platform, the virtual wallet as the default virtual wallet for the communication device, whereby the virtual wallet is identified as the default virtual wallet for subsequent transactions performed via the communication device.

公开(公告)号：US11436592B2

公开(公告)日：2022-09-06

申请号：US15717345

申请日：2017-09-27

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Nitin Shrivastava ,  Joseph Damon Hayes

IPC: G06Q20/32 ,  G06Q20/36 ,  G06Q30/02

Abstract: Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers and/or communication devices. One exemplary method includes receiving, at a wallet platform, a request, from a wallet provider associated with a virtual wallet, for confirmation that the virtual wallet is a default virtual wallet at a communication device, determining, by the wallet platform, whether the virtual wallet is the default virtual wallet at the communication device, and providing, by the wallet platform, a notification to the wallet provider. In connection therewith, the notification indicates whether or not the virtual wallet is the default virtual wallet at the communication device, thereby permitting the wallet provider to incentivize a consumer associated with the communication device to select the virtual wallet as the default virtual wallet when the virtual wallet is not the default virtual wallet.

公开(公告)号：US20180374066A1

公开(公告)日：2018-12-27

申请号：US15631487

申请日：2017-06-23

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Nitin Shrivastava ,  Joseph Damon Hayes

IPC: G06Q20/10 ,  G06Q20/36 ,  G06Q20/04 ,  G06Q20/34 ,  G06Q20/12 ,  G06Q30/06 ,  G06Q20/40

Abstract: Systems and methods are provided for use in facilitating transactions through virtual applications. One exemplary method includes receiving, via an application programming interface (API), from a user, an identification of a transaction for a product at a merchant, and soliciting from the user a designator for a funding user to fund the transaction where the designator is indicative of a virtual application associated with the funding user. The method also includes compiling a purchase option for the product including parameters for the transaction where the parameters include a delivery option for the product but not a payment account credential for funding the transaction, and transmitting, via the virtual wallet, the purchase option to the funding user. The method further includes, in response to approval of the purchase option by the funding user, providing a payment account credential associated with the virtual wallet, via the API, to the merchant.

公开(公告)号：US10963901B2

公开(公告)日：2021-03-30

申请号：US15678702

申请日：2017-08-16

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Manash Bhattacharjee ,  Prashant Sharma ,  Joseph Damon Hayes

IPC: G06Q30/02 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q30/00 ,  G06Q20/32

Abstract: Systems and methods are provided for facilitating enrollment of consumers in programs associated with entities. One exemplary method includes, in response to a selection of registration for an account with an entity, calling an application programming interface (API) associated with a virtual wallet platform, and receiving from the virtual wallet platform, via the API, a token associated with the entity. The method also includes displaying the token to a user and receiving, from the virtual wallet platform, a packet of personal identifying information for the user. The method further includes populating an application for registration of the user for the account with the personal identifying information included in the packet, and, upon an input from the user, enrolling the user in a program associated with the entity, based on the personal identifying information included in the packet, and providing the account to the user.

公开(公告)号：US20190057412A1

公开(公告)日：2019-02-21

申请号：US15678702

申请日：2017-08-16

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Manash Bhattacharjee ,  Prashant Sharma ,  Joseph Damon Hayes

IPC: G06Q30/02 ,  G06Q20/36

Abstract: Systems and methods are provided for facilitating enrollment of consumers in programs associated with entities. One exemplary method includes, in response to a selection of registration for an account with an entity, calling an application programing interface (API) associated with a virtual wallet platform, and receiving from the virtual wallet platform, via the API, a token associated with the entity. The method also includes displaying the token to a user and receiving, from the virtual wallet platform, a packet of personal identifying information for the user. The method further includes populating an application for registration of the user for the account with the personal identifying information included in the packet, and, upon an input from the user, enrolling the user in a program associated with the entity, based on the personal identifying information included in the packet, and providing the account to the user.