SYSTEMS AND METHODS FOR VERIFYING PAYEE INFORMATION IN ELECTRONIC PAYMENTS
    4.
    发明申请
    SYSTEMS AND METHODS FOR VERIFYING PAYEE INFORMATION IN ELECTRONIC PAYMENTS 审中-公开
    用于核实电子支付中的付款信息的系统和方法

    公开(公告)号:US20130311362A1

    公开(公告)日:2013-11-21

    申请号:US13949066

    申请日:2013-07-23

    IPC分类号: G06Q20/10

    CPC分类号: G06Q20/102 G06Q30/04

    摘要: A computer system including a processor, in communication with a database, programmed to identify a plurality of billers from the database, including biller information, and receive a payee file including payee information identifying a payee which issued a bill to a payor. The processor determines an approximate match score for each of the billers in a first set of billers of the plurality of billers by comparing payee information to biller information and identifies a candidate list of billers from the first set of billers having an approximate match score indicating a likelihood of matching the payee information. The processor adjusts the candidate list of billers by altering the match score of at least one candidate biller by comparing a payee account number of the payee information to an account mask associated with the candidate biller and generates an output file of candidate biller information from the adjusted candidate list.

    摘要翻译: 一种计算机系统,包括与数据库通信的处理器,被编程为从数据库中识别多个帐单者,包括帐单信息,以及接收收款人文件,包括识别向付款人发行账单的收款人的收款人信息。 处理器通过将收款人信息与收件者信息进行比较来识别来自第一组帐单者的广告者的候选列表,其中具有近似匹配分数表示多个会话者的第一组帐单中的每个帐单者中的每个帐单者的近似匹配分数 匹配收款人信息的可能性。 处理器通过将收款人信息的收款人帐号与与候选交易者相关联的账户掩码进行比较来改变至少一个候选账单的匹配分数来调整账单者的候选列表,并从调整后的生成一个候选账单信息的输出文件 候选人名单。