公开(公告)号：US20170178155A1

公开(公告)日：2017-06-22

申请号：US14978602

申请日：2015-12-22

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Ravi Santosh Arvapally ,  Matthew S. Morice ,  Walter F. Lo Faro

IPC: G06Q30/02

CPC classification number: G06Q30/0201

Abstract: Systems and methods are provided for evaluating aggregate merchant sets, which are often generated by a payment network. One exemplary method includes accessing, by a computing device, a monitor score and a volatility score for an aggregate merchant set representative of multiple merchants having at least one disparate parameter in a transaction data structure, fuzzy sets for the monitor score and the volatility score comprising linguistic values, and inference rules that use the linguistic values in logical operations. The method also generally includes determining degrees of membership of the monitor score and volatility score to the associated fuzzy sets and generating an evaluation index based on the inference rules and the degrees of membership to the fuzzy sets, thereby providing an indication of a propriety of the aggregation of said multiple merchants.

公开(公告)号：US11087337B2

公开(公告)日：2021-08-10

申请号：US16667423

申请日：2019-10-29

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Ravi Santosh Arvapally ,  Matthew S. Morice ,  Walter F. Lo Faro

IPC: G06Q30/02

Abstract: Systems and methods are provided for evaluating aggregate merchant sets, which are often generated by a payment network. One exemplary method includes accessing, by a computing device, a monitor score and a volatility score for an aggregate merchant set representative of multiple merchants having at least one disparate parameter in a transaction data structure, fuzzy sets for the monitor score and the volatility score comprising linguistic values, and inference rules that use the linguistic values in logical operations. The method also generally includes determining degrees of membership of the monitor score and volatility score to the associated fuzzy sets and generating an evaluation index based on the inference rules and the degrees of membership to the fuzzy sets, thereby providing an indication of a propriety of the aggregation of said multiple merchants.

公开(公告)号：US10475052B2

公开(公告)日：2019-11-12

申请号：US14978602

申请日：2015-12-22

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Ravi Santosh Arvapally ,  Matthew S. Morice ,  Walter F. Lo Faro

IPC: G06Q30/02

Abstract: Systems and methods are provided for evaluating aggregate merchant sets, which are often generated by a payment network. One exemplary method includes accessing, by a computing device, a monitor score and a volatility score for an aggregate merchant set representative of multiple merchants having at least one disparate parameter in a transaction data structure, fuzzy sets for the monitor score and the volatility score comprising linguistic values, and inference rules that use the linguistic values in logical operations. The method also generally includes determining degrees of membership of the monitor score and volatility score to the associated fuzzy sets and generating an evaluation index based on the inference rules and the degrees of membership to the fuzzy sets, thereby providing an indication of a propriety of the aggregation of said multiple merchants.

公开(公告)号：US20200065837A1

公开(公告)日：2020-02-27

申请号：US16667423

申请日：2019-10-29

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Ravi Santosh Arvapally ,  Matthew S. Morice ,  Walter F. Lo Faro

IPC: G06Q30/02

Abstract: Systems and methods are provided for evaluating aggregate merchant sets, which are often generated by a payment network. One exemplary method includes accessing, by a computing device, a monitor score and a volatility score for an aggregate merchant set representative of multiple merchants having at least one disparate parameter in a transaction data structure, fuzzy sets for the monitor score and the volatility score comprising linguistic values, and inference rules that use the linguistic values in logical operations. The method also generally includes determining degrees of membership of the monitor score and volatility score to the associated fuzzy sets and generating an evaluation index based on the inference rules and the degrees of membership to the fuzzy sets, thereby providing an indication of a propriety of the aggregation of said multiple merchants.

公开(公告)号：US20170069002A1

公开(公告)日：2017-03-09

申请号：US14848748

申请日：2015-09-09

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Matthew S. Morice ,  Walter F. Lo Faro

IPC: G06Q30/06

CPC classification number: G06Q30/0605

Abstract: Systems and methods for use in identifying one or more aggregate merchants are provided. An exemplary method includes compiling, by a computing device, a merchant data structure based on a region where the merchant data structure includes multiple merchants and, for each of the multiple merchants, a Doing Business As (DBA) name and at least one merchant metric. The exemplary method further includes aggregating, by the computing device, ones of the multiple merchants in the merchant data structure based on at least one rule including a Doing Business As (DBA) name and/or at least one Merchant Category Code (MCC). The method also includes sorting, by the computing device, the aggregate merchants in the merchant data structure based on at least one merchant metric, and then publishing the sorted aggregate merchants to a user.

Abstract translation: 提供了用于识别一个或多个聚合商家的系统和方法。 一种示例性方法包括由计算设备根据商户数据结构包括多个商家的区域以及对于多个商家中的每一个商家数据（DBA）名称和至少一个商家度量来编译商家数据结构 。 该示例性方法还包括由计算设备基于至少一个规则来聚合商户数据结构中的多个商户中的一个，包括作为业务（DBA）名称和/或至少一个商户类别代码（MCC）的规则。 该方法还包括由计算设备基于至少一个商家度量对商家数据结构中的聚合商家进行排序，然后将排序的聚合商家发布给用户。