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公开(公告)号：US10776589B2
公开(公告)日：2020-09-15
申请号：US15844374
申请日：2017-12-15
Applicant: Mastercard International Incorporated
Inventor： Christopher John Merz , Matthew Scott Morice , Ravi Santosh Arvapally
Abstract: A system and computer-implemented method for analyzing chip card transactions to identify defective chip cards and/or defective chip readers in need of replacement. Constraints are established to define a subset of card transactions. From a full set of card transactions the subset is identified consisting of each card transaction falling within the constraints and occurring at a merchant having a chip reader. From this subset the unique chip readers are identified, and for each unique chip reader a percentage of fallback transactions is calculated. The percentage of fallback transactions is compared to a maximum value, and if the percentage of fallback transactions exceeds the maximum value, the chip reader is identified as defective. Each defective chip reader is reported to the merchant, along with at least a recommendation to replace the defective chip reader. A similar process may be used to identify defective chip cards.
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Patent Agency Ranking
2.发明申请公开(公告)号：US20190188422A1
公开(公告)日：2019-06-20
申请号：US15844320
申请日：2017-12-15
Applicant: Mastercard International Incorporated
Inventor： Christopher John Merz , Matthew Scott Morice , Ravi Santosh Arvapally
Abstract: A system and computer-implemented method for analyzing chip card transactions to identify defective chip cards and/or defective chip readers in need of replacement. Constraints are established to define a subset of card transactions. From a full set of card transactions the subset is identified consisting of each card transaction falling within the constraints and occurring at a merchant having a chip reader. From this subset the unique chip cards are identified, and for each unique chip card a percentage of fallback transactions is calculated. The percentage of fallback transactions is compared to a maximum value, and if the percentage of fallback transactions exceeds the maximum value, the chip card is identified as defective. Each defective chip card is reported to the card issuer, along with at least a recommendation to replace the defective chip card. A similar process may be used to identify defective chip readers of particular merchants.
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公开(公告)号：US20180052761A1
公开(公告)日：2018-02-22
申请号：US15239404
申请日：2016-08-17
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Matthew Scott Morice , Ravi Santosh Arvapally , Walter F. Lo Faro
CPC classification number: G06F11/3668 , G06Q30/0239
Abstract: Systems and methods are provided for use in distributing code testing tasks among multiple testers, and incentivizing testing with rewards. One exemplary method includes testing, by a computing device, a code set, where the testing is performed by a tester associated with a profile, and receiving, by the computing device, peer tester feedback based on the testing of the code set, where the peer tester feedback is associated with at least one peer tester profile. The method also includes receiving, by the computing device, a developer decision based on the testing of the code set and/or the peer tester feedback, and rewarding, by the computing device, the profile of the tester and/or the at least one peer tester profile when the developer decision agrees with the testing of the code set and/or the tester feedback associated with the at least one peer tester profile.
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公开(公告)号：US09898391B1
公开(公告)日：2018-02-20
申请号：US15239404
申请日：2016-08-17
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Matthew Scott Morice , Ravi Santosh Arvapally , Walter F. Lo Faro
CPC classification number: G06F11/3668 , G06Q30/0239
Abstract: Systems and methods are provided for use in distributing code testing tasks among multiple testers, and incentivizing testing with rewards. One exemplary method includes testing, by a computing device, a code set, where the testing is performed by a tester associated with a profile, and receiving, by the computing device, peer tester feedback based on the testing of the code set, where the peer tester feedback is associated with at least one peer tester profile. The method also includes receiving, by the computing device, a developer decision based on the testing of the code set and/or the peer tester feedback, and rewarding, by the computing device, the profile of the tester and/or the at least one peer tester profile when the developer decision agrees with the testing of the code set and/or the tester feedback associated with the at least one peer tester profile.
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5.发明授权公开(公告)号：US10671818B2
公开(公告)日：2020-06-02
申请号：US15844320
申请日：2017-12-15
Applicant: Mastercard International Incorporated
Inventor： Christopher John Merz , Matthew Scott Morice , Ravi Santosh Arvapally
Abstract: A system and computer-implemented method for analyzing chip card transactions to identify defective chip cards and/or defective chip readers in need of replacement. Constraints are established to define a subset of card transactions. From a full set of card transactions the subset is identified consisting of each card transaction falling within the constraints and occurring at a merchant having a chip reader. From this subset the unique chip cards are identified, and for each unique chip card a percentage of fallback transactions is calculated. The percentage of fallback transactions is compared to a maximum value, and if the percentage of fallback transactions exceeds the maximum value, the chip card is identified as defective. Each defective chip card is reported to the card issuer, along with at least a recommendation to replace the defective chip card. A similar process may be used to identify defective chip readers of particular merchants.
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6.发明申请公开(公告)号：US20190188423A1
公开(公告)日：2019-06-20
申请号：US15844374
申请日：2017-12-15
Applicant: Mastercard International Incorporated
Inventor： Christopher John Merz , Matthew Scott Morice , Ravi Santosh Arvapally
Abstract: A system and computer-implemented method for analyzing chip card transactions to identify defective chip cards and/or defective chip readers in need of replacement. Constraints are established to define a subset of card transactions. From a full set of card transactions the subset is identified consisting of each card transaction falling within the constraints and occurring at a merchant having a chip reader. From this subset the unique chip readers are identified, and for each unique chip reader a percentage of fallback transactions is calculated. The percentage of fallback transactions is compared to a maximum value, and if the percentage of fallback transactions exceeds the maximum value, the chip reader is identified as defective. Each defective chip reader is reported to the merchant, along with at least a recommendation to replace the defective chip reader. A similar process may be used to identify defective chip cards.
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