公开(公告)号：US11107078B2

公开(公告)日：2021-08-31

申请号：US16029156

申请日：2018-07-06

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Murugalakshmanan Mariappan ,  Joshua J. Baron ,  Todd Healy

IPC: G06Q40/00 ,  G06Q20/40 ,  G06Q20/32

Abstract: A computer system is configured to provide a payment card security application programming interface (API) for providing a payment card security score to a partner entity computer system. Responsive to receipt of user identification data for a card holder from the partner entity computer system via the API, the computer system retrieves payment card electronic funds transfer (EFT) transaction data records corresponding to the card holder, and determines a transaction type and security level associated for the user's transactions. The computer system generates, based on the determined security level for each of the transactions, a security score for the card holder. The partner entity computer system provides the user identification data for the card holder to the payment card security API responsive to receipt of an authorization request for a new transaction. The partner entity computer system may determine whether to approve or deny the new payment card EFT transaction based upon the security score.

公开(公告)号：US10325348B2

公开(公告)日：2019-06-18

申请号：US15791828

申请日：2017-10-24

Applicant: Mastercard International Incorporated

Inventor： Joshua J. Baron ,  Murugalakshmanan Mariappan ,  Jason Eckert

IPC: G06T3/40 ,  G06F16/56 ,  G06F16/51

Abstract: A method for generating a plurality of vector images with specified dimensions includes: storing a composite image comprised of one or more base vector graphics images; receiving a data file from an external computing system, wherein the data file includes a plurality of dimensional data sets, each dimensional data set comprising at least a length and a height; parsing the received data file to identify each of the plurality of dimensional data sets and the associated length and width; generating a vector graphics image file for each of the plurality of dimensional data sets, wherein the vector graphics image file comprises an image based on the stored composite image and has dimensions based on the length and height associated with the respective dimensional data set; and transmitting the generated vector graphics image file for each of the plurality of dimensional data sets to the external computing system.