公开(公告)号：US20050027632A1

公开(公告)日：2005-02-03

申请号：US10825156

申请日：2004-04-16

申请人： Marc Zeitoun ,  Phillip Hsu ,  Eric Jones ,  Debra Braito ,  John Lang ,  Frank Malfatto ,  Ruchir Raikundalia ,  Thomas Barron

发明人： Marc Zeitoun ,  Phillip Hsu ,  Eric Jones ,  Debra Braito ,  John Lang ,  Frank Malfatto ,  Ruchir Raikundalia ,  Thomas Barron

IPC分类号： G06F20060101 ,  G06Q40/00 ,  G06F17/60

CPC分类号： G06Q40/06

摘要： In accordance with at least one embodiment of the invention, a computer-based system in which a user, e.g., a financial advisor, an investor, or a client of an investment firm, etc., may engage in an interactive dialog with a software-based investment advice system, hereafter referred to as the “Advisor” to receive analysis of present and potential financial investments. Based on information provided by the user, the Advisor may be configured to determine a recommended investment portfolio including investment allocations designed to meet at least one financial goal. A goal refers to a desired target accumulation of assets in connection with an investor's investment needs based on information a user has provided.

摘要翻译： 根据本发明的至少一个实施例，一种基于计算机的系统，其中用户（例如，财务顾问，投资者或投资公司的客户等）可以与软件进行交互式对话 的投资咨询制度，以下简称“顾问”，以接受目前和潜在的金融投资分析。 根据用户提供的信息，顾问可以被配置为确定推荐的投资组合，包括旨在满足至少一个财务目标的投资分配。 目标是指根据用户提供的信息，与投资者的投资需求相关的资产的期望目标累积。