公开(公告)号：US08266031B2

公开(公告)日：2012-09-11

申请号：US12845591

申请日：2010-07-28

申请人： Mark Norris ,  Shaun Bodington ,  Nicola Stiff ,  Raymond Olson ,  Janet Martin ,  Rosann Woods ,  John Carr

发明人： Mark Norris ,  Shaun Bodington ,  Nicola Stiff ,  Raymond Olson ,  Janet Martin ,  Rosann Woods ,  John Carr

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q30/02 ,  G06Q30/0224 ,  G06Q40/00

摘要： Systems and methods are provided to facilitate the sharing of account features. In one aspect, a system includes a transaction handler to process transactions and a data warehouse to record the transactions and store account data identifying account features of separate accounts, such as a second account having a feature and a first account without this feature. Account holders of the first and second accounts are in a same household and thus, in accordance with a set of rules, eligible to share the account features. A portal is configured to receive a request identifying the first account and to determine whether a transaction initiated in the first account and qualified for a benefit of the account feature is entitled to the benefit; and if so, a notification engine is to transmit a notification message to an account holder of the first account.

摘要翻译： 提供系统和方法以便于共享帐户功能。 在一个方面，系统包括用于处理事务的事务处理程序和用于记录事务的数据仓库，并且存储识别单独帐户的帐户特征的帐户数据，例如具有特征的第二帐户和没有该特征的第一帐户。 帐户持有人的第一和第二个帐户在同一个家庭，因此，根据一套规则，有资格共享帐户功能。 门户被配置为接收标识第一帐户的请求，并且确定在第一帐户中发起的并且为了帐户特征的利益而获得资格的交易是否有权获得利益; 如果是，通知引擎将通知消息发送到第一帐户的账户持有者。

公开(公告)号：US06438774B1

公开(公告)日：2002-08-27

申请号：US09577254

申请日：2000-05-19

申请人： Susan L. Michaelis ,  Sarah R. McBride ,  Howard Hardee ,  Raymond Olson ,  Howard K. Peterson ,  Lauren D. Worley

发明人： Susan L. Michaelis ,  Sarah R. McBride ,  Howard Hardee ,  Raymond Olson ,  Howard K. Peterson ,  Lauren D. Worley

IPC分类号： A47G908

CPC分类号： A47G9/086

摘要： A sleeping bag allows users to adjust the bag between a conventional rectangular bag and a narrowed mummy-style bag, thereby adjusting the internal volume of the bag. This allows a user to reduce the inner air space of the bag forming a tapered mummy-style shape for maximum comfort in cold weather. The sleeping bag user may also expand the inner space of the bag into a non-tapered, substantially rectangular shape for maximum comfort and freedom of movement in warm weather. This adjustment may be accomplished quickly and easily via one or more secondary external zippers or a system of toggles and loops, allowing the sleeping bag user to respond to even sudden changes in temperature.

摘要翻译： 睡袋允许用户在传统的矩形袋和狭窄的木乃伊式袋之间调节袋，从而调节袋的内部容积。 这允许使用者减少袋的内部空气空间，形成锥形的木乃伊风格，以在寒冷的天气下获得最大的舒适度。 睡袋用户还可以将袋的内部空间扩展成非锥形的大致矩形形状，以在温暖的天气中最大程度地舒适和自由。 这种调整可以通过一个或多个次级外部拉链或者切换和循环的系统来快速而容易地完成，从而允许睡袋用户对甚至突然的温度变化做出反应。