公开(公告)号：US07703672B2

公开(公告)日：2010-04-27

申请号：US10554726

申请日：2003-04-30

申请人： Masaru Umeya ,  Aritomo Sakamoto ,  Kazumasa Miyazawa ,  Koji Ito ,  Makoto Yamada ,  Nobumitsu Ukai ,  Takashi Nakamura

发明人： Masaru Umeya ,  Aritomo Sakamoto ,  Kazumasa Miyazawa ,  Koji Ito ,  Makoto Yamada ,  Nobumitsu Ukai ,  Takashi Nakamura

IPC分类号： G06K5/00

CPC分类号： G06Q20/363 ,  G06Q20/04 ,  G06Q20/06 ,  G07F7/0866

摘要： An internet N is connected to an electronic money management server 10 so that communications can be performed with a deposit money terminal device 30 replenishing an electronic money for an user card comprised by recording a card ID and an issuer ID, a member shop terminal device 50 reducing the electronic money utilized from the user card, and the like. The electronic money management server 10 acquires the deposit money amount and the issuer ID from a deposit money terminal device 30 at the replenishment time of the electronic money, and totalizes the deposit money amount for each issuer, and performs the delivery of the cash for the totalized deposit money amount to the issuer. Further, the electronic money management server 10 acquires the utilized amount and a member shop ID and an issuer ID from a member shop terminal device 50 at the utilizing time of the electronic money, and totalizes the utilized amount for each issuer and member shop, and performs the delivery of the cash for the totalized utilized amount between the issuer and the shop.

摘要翻译： 互联网N连接到电子货币管理服务器10，使得可以通过存储货币终端装置30对通过记录卡ID和发行人ID包括的用户卡补充电子货币的通信进行通信，会员商店终端装置50 减少从用户卡使用的电子货币等。 电子货币管理服务器10在电子货币的补充时间从存款货币终端装置30获取存款金额和发行人ID，并且将每个发行人的存款金额合计，并执行用于 发行人累计存款金额。 此外，电子货币管理服务器10在电子货币的利用时间从会员商店终端装置50获取利用金额和会员商店ID和发行人ID，并且将每个发行人和会员商店的利用金额合计， 在发行人和商店之间执行总额利用金额的交付。

公开(公告)号：US20070034684A1

公开(公告)日：2007-02-15

申请号：US10554726

申请日：2003-04-30

申请人： Masaru Umeya ,  Aritomo Sakamoto ,  Kazumasa Miyazawa ,  Koji Ito ,  Makoto Yamada ,  Nobumitsu Ukai ,  Takashi Nakamura

发明人： Masaru Umeya ,  Aritomo Sakamoto ,  Kazumasa Miyazawa ,  Koji Ito ,  Makoto Yamada ,  Nobumitsu Ukai ,  Takashi Nakamura

IPC分类号： G06K5/00 ,  G07F19/00

CPC分类号： G06Q20/363 ,  G06Q20/04 ,  G06Q20/06 ,  G07F7/0866

摘要： An internet N is connected to an electronic money management server 10 so that communications can be performed with a deposit money terminal device 30 replenishing an electronic money for an user card comprised by recording a card ID and an issuer ID, a member shop terminal device 50 reducing the electronic money utilized from the user card, and the like. The electronic money management server 10 acquires the deposit money amount and the issuer ID from a deposit money terminal device 30 at the replenishment time of the electronic money, and totalizes the deposit money amount for each issuer, and performs the delivery of the cash for the totalized deposit money amount to the issuer. Further, the electronic money management server 10 acquires the utilized amount and a member shop ID and an issuer ID from a member shop terminal device 50 at the utilizing time of the electronic money, and totalizes the utilized amount for each issuer and member shop, and performs the delivery of the cash for the totalized utilized amount between the issuer and the shop.

摘要翻译： 互联网N连接到电子货币管理服务器10，使得可以通过存储货币终端装置30对通过记录卡ID和发行人ID包括的用户卡补充电子货币的通信进行通信，会员商店终端装置50 减少从用户卡使用的电子货币等。 电子货币管理服务器10在电子货币的补充时间从存款货币终端装置30获取存款金额和发行人ID，并且将每个发行人的存款金额合计，并执行用于 发行人累计存款金额。 此外，电子货币管理服务器10在电子货币的利用时间从会员商店终端装置50获取利用金额和会员商店ID和发行人ID，并且将每个发行人和会员商店的利用金额合计， 在发行人和商店之间执行总额利用金额的交付。

公开(公告)号：US07418425B2

公开(公告)日：2008-08-26

申请号：US09945476

申请日：2001-08-30

申请人： Makoto Yamada ,  Nobumitsu Ukai ,  Junichi Sato ,  Shigeyuki Kawai ,  Tsutomu Okude ,  Koji Ito

发明人： Makoto Yamada ,  Nobumitsu Ukai ,  Junichi Sato ,  Shigeyuki Kawai ,  Tsutomu Okude ,  Koji Ito

IPC分类号： G06Q40/00

CPC分类号： G07F7/0866 ,  G06Q20/10 ,  G06Q20/363 ,  G06Q40/025 ,  G06Q40/04 ,  G06Q40/12

摘要： An electronic money system is provided which requires lower management and running cost, and features higher flexibility. An acquirer/brand holder managing an electronic money brand manages all keys used for authentication processing in the system, and issues the keys as necessary. The acquirer/brand holder distributes keys according to a tie-up agreement to IC card issuers, a POS center, an MMK center, and an affiliate merchant terminal unit. The POS center, the MMK center, and the affiliate merchant terminal unit are apparatuses for users to use the IC cards or for managing them. The acquirer/brand holder, however, does not distribute issued keys to cybershops which users can access by using a personal computer and a reader/writer. Instead, in this case the acquirer/brand holder saves the issued key itself, and carries out authentication processing with a predetermined IC card upon a request from the cybershop.

摘要翻译： 提供了一种电子货币系统，需要较低的管理和运行成本，具有较高的灵活性。 管理电子货币品牌的收单/品牌持有人管理系统中用于认证处理的所有钥匙，并根据需要发出钥匙。 收购方/品牌持有人按照协议协议向IC卡发卡机构，POS中心，MMK中心和联属商户终端单位分配密钥。 POS中心，MMK中心和附属商户终端单元是用于使用IC卡或用于管理它们的装置。 但是，收购方/品牌持有人不会将发行的密钥分发给网络商店，用户可以使用个人电脑和读写器访问。 相反，在这种情况下，收单方/品牌持有人将自己发行的密钥存储起来，并根据网吧的请求，对预定的IC卡进行认证处理。

公开(公告)号：US20080301014A1

公开(公告)日：2008-12-04

申请号：US12179058

申请日：2008-07-24

申请人： Makoto Yamada ,  Nobumitsu Ukai ,  Junichi Sato ,  Shigeyuki Kawai ,  Tsutomu Okude ,  Koji Ito

发明人： Makoto Yamada ,  Nobumitsu Ukai ,  Junichi Sato ,  Shigeyuki Kawai ,  Tsutomu Okude ,  Koji Ito

IPC分类号： G06Q40/00

CPC分类号： G07F7/0866 ,  G06Q20/10 ,  G06Q20/363 ,  G06Q40/025 ,  G06Q40/04 ,  G06Q40/12

摘要： An electronic money system is provided which requires lower management and running cost, and features higher flexibility. An acquirer/brand holder managing an electronic money brand manages all keys used for authentication processing in the system, and issues the keys as necessary. The acquirer/brand holder distributes keys according to a tie-up agreement to IC card issuers, a POS center, an MMK center, and an affiliate merchant terminal unit. The POS center, the MMK center, and the affiliate merchant terminal unit are apparatuses for users to use the IC cards or for managing them. The acquirer/brand holder, however, does not distribute issued keys to cybershops which users can access by using a personal computer and a reader/writer. Instead, in this case the acquirer/brand holder saves the issued key itself, and carries out authentication processing with a predetermined IC card upon a request from the cybershop.

摘要翻译： 提供了一种电子货币系统，需要较低的管理和运行成本，具有较高的灵活性。 管理电子货币品牌的收单/品牌持有人管理系统中用于认证处理的所有钥匙，并根据需要发出钥匙。 收购方/品牌持有人按照协议协议向IC卡发卡机构，POS中心，MMK中心和联属商户终端单位分配密钥。 POS中心，MMK中心和附属商户终端单元是用于使用IC卡或用于管理它们的装置。 但是，收购方/品牌持有人不会将发行的密钥分发给网络商店，用户可以使用个人电脑和读写器访问。 相反，在这种情况下，收单方/品牌持有人将自己发行的密钥存储起来，并根据网吧的请求，对预定的IC卡进行认证处理。