公开(公告)号：US10951620B2

公开(公告)日：2021-03-16

申请号：US16114910

申请日：2018-08-28

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Peter Joseph Watts ,  Andrew Kang ,  Darragh Whelan ,  Sara E. Fiebiger ,  Carolina Wirthmann

IPC: H04L12/24 ,  G06F21/62 ,  G06Q40/02 ,  H04L29/06

Abstract: Systems and methods are provided for migration of users to one or more services offered by a service host. An exemplary method includes detecting, by a computing device associated with the service host, a first dispute message associated with a user and transmitted from a dispute service of the service host to a clearing service of the service host, and appending the user to a black list in response to the first dispute message. The method also includes detecting, by the computing device, a second dispute message associated with the user and transmitted to the clearing service, determining whether the user is included in the black list, and rejecting the second dispute message when the user is included in the black list, thereby inhibiting the user from transmitting the second dispute message to the clearing service outside of the dispute service.

公开(公告)号：US20160071205A1

公开(公告)日：2016-03-10

申请号：US14925279

申请日：2015-10-28

Applicant: MasterCard International Incorporated

Inventor： Dennis J. Hill ,  Sandeep Malhotra ,  Sara E. Fiebiger ,  Dana Lorberg ,  Patrick Killian ,  Andrew D. Campbell

IPC: G06Q40/02

CPC classification number: G06Q40/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/3223 ,  G06Q40/00

Abstract: Methods and systems for providing currency conversion cost estimates to customer mobile devices. In an embodiment, a payment system includes a translation computer and receives, from a customer mobile telephone, a currency conversion inquiry that includes the customer's mobile telephone number, local currency data and transaction amount data. The translation computer translates the customer's mobile telephone number into a customer payment card account number, transmits a currency conversion request to a currency conversion computer, and receives a currency conversion estimate in a home currency. The estimate includes a current foreign exchange rate plus an issuer conversion fee. The payment system computer then transmits the currency conversion estimate to the customer's mobile telephone.

Abstract translation: 为客户移动设备提供货币转换成本估算的方法和系统。 在一个实施例中，支付系统包括翻译计算机，并从客户移动电话接收包括客户的移动电话号码，本地货币数据和交易金额数据的货币换算查询。 翻译计算机将客户的移动电话号码翻译成客户支付卡帐号，将货币兑换请求传送到货币兑换计算机，并且以本国货币接收货币换算估计。 估计包括现行外汇加上发行人转换费用。 然后，支付系统计算机将货币转换估计值发送给客户的移动电话。

公开(公告)号：US20160371698A1

公开(公告)日：2016-12-22

申请号：US15184660

申请日：2016-06-16

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Gary Adler ,  Michael Miralles Cimatu ,  John Baker ,  Richard D. D'Erizans ,  Jennifer L. Donovan ,  Yansheng Wei ,  Sara E. Fiebiger ,  Sheila R. Panus ,  James Maus

IPC: G06Q20/40

CPC classification number: G06Q20/4016 ,  G06Q20/4014

Abstract: Systems and methods for use in authenticating business partners, in connection with requests by the partners for various products and/or services, are disclosed. An exemplary method generally includes receiving a request from a business partner for a product and/or a service where the product and/or service relates, for example, at least partly, to transaction data, or other data. The method also generally includes assigning a risk score to the business partner, comparing the risk score assigned to the business partner to a sensitivity threshold associated with the requested product and/or service, and distributing the product and/or service to the business partner, when the risk score satisfies the sensitivity threshold.

Abstract translation: 公开了与合作伙伴对各种产品和/或服务的请求相关的用于鉴定业务伙伴的系统和方法。 一种示例性方法通常包括从产品和/或产品和/或服务涉及的商业伙伴接收例如至少部分地涉及交易数据或其他数据的请求。 该方法还通常包括将风险分数分配给业务伙伴，将分配给业务伙伴的风险分数与与所请求的产品和/或服务相关联的灵敏度阈值进行比较，并将产品和/或服务分发给业务伙伴， 当风险分数满足灵敏度阈值时。

公开(公告)号：US20200076810A1

公开(公告)日：2020-03-05

申请号：US16114910

申请日：2018-08-28

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Peter Joseph Watts ,  Andrew Kang ,  Darragh Whelan ,  Sara E. Fiebiger ,  Carolina Wirthmann

IPC: H04L29/06 ,  H04L12/24 ,  G06F21/62 ,  G06Q40/02

Abstract: Systems and methods are provided for migration of users to one or more services offered by a service host. An exemplary method includes detecting, by a computing device associated with the service host, a first dispute message associated with a user and transmitted from a dispute service of the service host to a clearing service of the service host, and appending the user to a black list in response to the first dispute message. The method also includes detecting, by the computing device, a second dispute message associated with the user and transmitted to the clearing service, determining whether the user is included in the black list, and rejecting the second dispute message when the user is included in the black list, thereby inhibiting the user from transmitting the second dispute message to the clearing service outside of the dispute service.

公开(公告)号：US20130290182A1

公开(公告)日：2013-10-31

申请号：US13931144

申请日：2013-06-28

Applicant: MasterCard International Incorporated

Inventor： Dennis J. Hill ,  Sandeep Malhotra ,  Sara E. Fiebiger ,  Dana Lorberg ,  Patrick Killian ,  Andrew D. Campbell

IPC: G06Q20/32

CPC classification number: G06Q40/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/3223 ,  G06Q40/00

Abstract: Methods and apparatus for conducting a funds transfer. In an embodiment, a translation computer receives an inquiry that includes a mobile telephone number from a payment system computer. The process includes accessing a computer database, translating the mobile telephone number into a payment card account number, and then transmitting, by the translation computer to the payment system computer, the payment card account number in response to the inquiry.

Abstract translation: 进行资金转账的方法和手段。 在一个实施例中，翻译计算机从支付系统计算机接收包括移动电话号码的查询。 该过程包括访问计算机数据库，将移动电话号码翻译成支付卡帐号，然后由翻译计算机向支付系统计算机发送响应于该查询的支付卡帐号。