METHOD AND APPARATUS FOR TRACKING PAYMENTS
    4.
    发明申请

    公开(公告)号:US20170262934A1

    公开(公告)日:2017-09-14

    申请号:US15446355

    申请日:2017-03-01

    CPC classification number: G06Q40/025

    Abstract: A computer-implemented method for tracking payments is provided. The method comprises (a) receiving an electronic request for tracking payments; (b) obtaining, by a transaction analysis component, transaction records representing a plurality of transactions associated with a vendor from at least one database, each said transaction record comprises a plurality of information fields including a transaction amount, said plurality of transactions being performed via a payment network, operation (b) further comprising (i) identifying one or more credit transaction records representing one or more first transactions made using one of pre-defined payment devices with a terminal of the vendor, said one or more first transactions being for one or more orders made with the vendor, and (ii) identifying one or more debit transaction records representing one or more second transactions, wherein the one or more second transactions are purchases made by the vendor with one of designated third parties; and (c) calculating, by the transaction analysis component, a transaction-flow index representing a likelihood of the purchases being for fulfilling the one or more orders, based on a balance of the one or more credit and debit transaction records. An apparatus for performing the method is also disclosed.

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