公开(公告)号：US20160300077A1

公开(公告)日：2016-10-13

申请号：US15185870

申请日：2016-06-17

Applicant: OBERTHUR TECHNOLOGIES DENMARK A/S

Inventor： Peter K. AAGE ,  Carsten TIMM

IPC: G06F21/62 ,  G06Q20/40 ,  G06Q20/34 ,  G06F21/43 ,  H04L29/06

CPC classification number: G06F21/6245 ,  G06F21/42 ,  G06F21/43 ,  G06Q20/3558 ,  G06Q20/382 ,  G06Q20/4012 ,  G06Q20/425 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q2220/10 ,  G07F7/1008 ,  H04L63/0435 ,  H04L63/062 ,  H04L69/14

Abstract: The method of distributing a personal identification number to a user of a financial instrument associated with the personal code includes: a step of sending to a user, via a first channel, a request code associated with the financial instrument; a step of receiving the request code via a second channel; a step of matching the request code with one personal code; and a step of sending the matched personal code via a third channel to the user. In particular embodiments, the financial instrument is sent to a user via the first channel together with the corresponding request code. In particular embodiments, the step of matching the request code with one personal code includes a step of checking the user mobile phone number and the method further includes a step of decrypting the personal code using the request code as a decryption key.

Abstract translation: 将个人识别号码分发给与个人代码相关联的金融工具的用户的方法包括：经由第一渠道向用户发送与该金融工具相关联的请求代码的步骤; 经由第二信道接收请求代码的步骤; 将请求代码与一个个人代码进行匹配的步骤; 以及通过第三频道将匹配的个人代码发送给用户的步骤。 在特定实施例中，经由第一通道将金融工具与相应的请求代码一起发送给用户。 在特定实施例中，将请求代码与一个个人代码进行匹配的步骤包括检查用户移动电话号码的步骤，并且该方法还包括使用请求代码作为解密密钥解密个人代码的步骤。