公开(公告)号：US20240152880A1

公开(公告)日：2024-05-09

申请号：US18108678

申请日：2023-02-13

Applicant: OBOOK INC.

Inventor： Chun-Kai Wang ,  Chung-Han Hsieh ,  Chun-Jen Chen ,  Po-Hua Lin ,  Wei-Te Lin ,  Pei-Hsuan Weng ,  Mei-Su Wang ,  I-Cheng Lin ,  Cheng-Wei Chen

IPC: G06Q20/02 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q30/0601

CPC classification number: G06Q20/027 ,  G06Q20/36 ,  G06Q20/382 ,  G06Q20/389 ,  G06Q20/40145 ,  G06Q30/0609

Abstract: A multi-channel payment method for a multi-channel payment system comprises the payer or the payee who initiated the payment request logs in to the multi-channel payment system; the payer or the payee who initiated the payment request placing an order in the multi-channel payment system, wherein the order comprises a designated payment gateway; the multi-channel payment system determining a predicted fee of the order according to the designated payment gateway, past order records, and a real-time exchange rate; the multi-channel payment system performing an anti-money laundering verification of the order; the payer reviewing the order and the predicted fee through a multiple auditing method; and the multi-channel payment system executing payment from the payer to the payee according to the order and the designated payment gateway, and storing a payment detail of the order.