公开(公告)号：US20200258060A1

公开(公告)日：2020-08-13

申请号：US16492856

申请日：2019-06-06

Applicant: ORANGE

Inventor： Emmanuel Le Huerou ,  Francois Toutain ,  Marie-Helene Froger

IPC: G06Q20/10 ,  H04L12/58 ,  G06Q40/02

Abstract: A method of apportionment between a first and at least one second user of a banking operation carried out by the first user. The method includes: receiving an apportionment request originating from a terminal of the first user, the apportionment request including an identifier of the first user, an identifier of a group of users of an instant messaging service, and an amount to be apportioned; obtaining a characteristic of the identified group of users; calculating according to an apportionment rule and the characteristic of the group of users; apportionment of the amount among the users belonging to the group; updating, according to the calculated apportionment, a balance associated with each of the users of the group, and sending an instant message addressed to at least one member of the group, including at least the updated balance associated with the at least one member of the group.