公开(公告)号：US20140122340A1

公开(公告)日：2014-05-01

申请号：US14150231

申请日：2014-01-08

Applicant: ORBIS PATENTS LTD.

Inventor： Daniel Ian FLITCROFT ,  Garry LYONS

IPC: G06Q20/40 ,  G06Q20/34 ,  G06Q20/24

Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.

Abstract translation: 提供了一种信用卡系统，其附加功能是提供额外的有限使用信用卡号码和/或卡。 这些数字和/或卡可以用于单个或有限的使用交易，从而减少对这些号码和/或卡的欺诈重用的可能性。 信用卡系统通过电话或互联网将应用程序应用于“卡远程”交易。 另外，当使用单次使用或限制使用的信用卡进行“卡存在”交易时，消除所谓的“撇号”欺诈。 各种其他功能增强了信用卡系统，这将允许安全交易，而无需使用精细的加密技术。 还提供了限制，分发和使用有限使用卡号码，控制有限使用信用卡号码的有效性，进行有限使用信用卡号码交易和提供用于访问有限使用信用卡号码的远程访问设备的方法。