公开(公告)号：US09661012B2

公开(公告)日：2017-05-23

申请号：US15205989

申请日：2016-07-08

Applicant: PALANTIR TECHNOLOGIES INC.

Inventor： Jean-Baptiste Michel ,  Barry McCardel ,  Daniel Norris ,  Craig Saperstein ,  Christopher Glen ,  Eric Denovitzer

IPC: H04L29/06 ,  G06Q20/38

CPC classification number: G06F21/6245 ,  G06F21/552 ,  G06Q20/382 ,  G06Q30/06 ,  G06Q40/08 ,  G06Q40/12 ,  H04L63/1416 ,  H04L63/1425 ,  H04L63/1433

Abstract: Approaches for determining a potential merchant breach are described. A system can acquire card transaction data from one or more sources such as merchants or financial institutions, in some instances at a predetermined time interval. Cards associated with the card transaction data can be analyzed to determine the health of a particular card, including the likelihood that the particular card has been compromised. A set of cards are accumulated, and their associated health data is stored. Based on the information obtained from a source, and the health associated with a set of cards, a potential date where a merchant was breached can be determined and fraudulent purchases can be prevented.

公开(公告)号：US09392008B1

公开(公告)日：2016-07-12

申请号：US14923364

申请日：2015-10-26

Applicant: PALANTIR TECHNOLOGIES INC.

Inventor： Jean-Baptiste Michel ,  Barry McCardel ,  Daniel Norris ,  Craig Saperstein ,  Christopher Glen ,  Eric Denovitzer

IPC: H04L29/06 ,  G06Q40/00

CPC classification number: G06F21/6245 ,  G06F21/552 ,  G06Q20/382 ,  G06Q30/06 ,  G06Q40/08 ,  G06Q40/12 ,  H04L63/1416 ,  H04L63/1425 ,  H04L63/1433

Abstract: Approaches for determining a potential merchant breach are described. A system can acquire card transaction data from one or more sources such as merchants or financial institutions, in some instances at a predetermined time interval. Cards associated with the card transaction data can be analyzed to determine the health of a particular card, including the likelihood that the particular card has been compromised. A set of cards are accumulated, and their associated health data is stored. Based on the information obtained from a source, and the health associated with a set of cards, a potential date where a merchant was breached can be determined and fraudulent purchases can be prevented.

Abstract translation: 描述了确定潜在商户违规行为的方法。 在一些情况下，系统可以从一个或多个来源（例如商家或金融机构）获取卡交易数据，并以预定的时间间隔。 可以分析与卡交易数据相关联的卡以确定特定卡的健康状况，包括特定卡已被破坏的可能性。 累积一组卡片，并存储相关的健康数据。 根据从源头获取的信息和与一组卡片相关联的健康状况，可以确定商人被违反的潜在日期，并且可以防止欺诈性购买。