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公开(公告)号：US10528949B2
公开(公告)日：2020-01-07
申请号：US15076563
申请日：2016-03-21
申请人： PAYPAL, INC.
摘要： A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
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公开(公告)号：US09292677B2
公开(公告)日：2016-03-22
申请号：US14511785
申请日：2014-10-10
申请人： PAYPAL, INC.
CPC分类号： G06Q20/4016 , G06F21/33 , G06F21/51 , G06F2221/031 , G06F2221/2141 , H04L63/0876
摘要： A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
摘要翻译： 用户设备与可以根据需要更新的动态信任分数相关联，其中信任分数和更新基于与移动设备相关联的各种活动和信息。 信任分数基于设备的参数，例如设备类型，注册的设备位置，设备电话号码，设备ID，上次访问设备的时间等，以及设备所从事的活动，例如 交易，交易金额，交易金额，拒绝请求量，批准请求数量，请求位置等。根据用户设备的交易请求，使用信任评分和网络信誉评分来确定整体信任/欺诈 与交易请求相关联的分数。
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公开(公告)号：US11551214B2
公开(公告)日：2023-01-10
申请号：US17490932
申请日：2021-09-30
申请人： PAYPAL, INC.
摘要： A location of a transaction or payment request is compared with a location of a user device to determine whether the distance is great enough to send an alert for a possible fraudulent transaction. The user device location may be predicted based on a last known location and information about the area of the last known location and movement of the user device.
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公开(公告)号：US11580548B2
公开(公告)日：2023-02-14
申请号：US16736260
申请日：2020-01-07
申请人： PayPal, Inc.
摘要： A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
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公开(公告)号：US20220020017A1
公开(公告)日：2022-01-20
申请号：US17490932
申请日：2021-09-30
申请人： PAYPAL, INC.
摘要： A location of a transaction or payment request is compared with a location of a user device to determine whether the distance is great enough to send an alert for a possible fraudulent transaction. The user device location may be predicted based on a last known location and information about the area of the last known location and movement of the user device.
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公开(公告)号：US11188906B2
公开(公告)日：2021-11-30
申请号：US16533513
申请日：2019-08-06
申请人： PAYPAL, INC.
摘要： A location of a transaction or payment request is compared with a location of a user device to determine whether the distance is great enough to send an alert for a possible fraudulent transaction. The user device location may be predicted based on a last known location and information about the area of the last known location and movement of the user device.
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公开(公告)号：US20160203491A1
公开(公告)日：2016-07-14
申请号：US15076563
申请日：2016-03-21
申请人： PAYPAL, INC.
摘要： A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
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