公开(公告)号：US20060015429A1

公开(公告)日：2006-01-19

申请号：US10975094

申请日：2004-10-27

申请人： Peter Sullivan ,  Frank McGoff ,  David Nabb ,  Ronald Tanguay

发明人： Peter Sullivan ,  Frank McGoff ,  David Nabb ,  Ronald Tanguay

IPC分类号： G06Q40/00

CPC分类号： G06Q40/06 ,  G06Q40/00

摘要： Methods and apparatus are provided for determining a minimum distribution rate and an investment allocation among individual investments of different types, including income generating investments that may be counter-balanced by principal protection investments, according to predefined ratios, determining a distribution amount based upon a performance level of individual investments and the minimum distribution rate, and determining at least a portion of individual investments to liquidate to fund the distribution amount. The minimum distribution rate is greater than a predefined percentage of a current value of the investment per year and is maintained at a level at least equal to a highest level of all prior years. The present invention further provides distribution types that allow selection of a distribution method that best suits an investor's requirements. The distribution type selection provides methods for determining the amount of a distribution for a given period and how the distribution is to be funded.

公开(公告)号：US20060089892A1

公开(公告)日：2006-04-27

申请号：US10974196

申请日：2004-10-27

申请人： Peter Sullivan ,  Frank McGoff ,  David Nabb ,  Ronald Tanguay

发明人： Peter Sullivan ,  Frank McGoff ,  David Nabb ,  Ronald Tanguay

IPC分类号： G06Q40/00

CPC分类号： G06Q40/06 ,  G06Q40/00

摘要： Methods and apparatus are provided for determining a minimum distribution rate and an investment allocation among individual investments of different types, including income generating investments that may be counter-balanced by principal protection investments, according to predefined ratios, determining a distribution amount based upon a performance level of individual investments and the minimum distribution rate, and determining at least a portion of individual investments to liquidate to fund the distribution amount. The minimum distribution rate is greater than a predefined percentage of a current value of the investment per year and is maintained at a level at least equal to a highest level of all prior years. The present invention further provides distribution types that allow selection of a distribution method that best suits an investor's requirements. The distribution type selection provides methods for determining the amount of a distribution for a given period and how the distribution is to be funded.

摘要翻译： 提供了方法和装置，用于根据预定比例确定不同类型的个别投资之间的最低分配率和投资分配，包括可能由主要保护投资反平衡的创收投资，根据业绩确定分配金额 个人投资水平和最低分配率，并确定至少一部分个人投资清算以分配金额。 最低分配率大于每年投资额当前价值的预定百分比，并保持至少等于所有以前年份的最高水平。 本发明还提供了允许选择最适合投资者要求的分配方法的分配类型。 分配类型选择提供了确定给定时期的分配数量以及如何分配资金的方法。