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公开(公告)号：US07996305B2
公开(公告)日：2011-08-09
申请号：US12972146
申请日：2010-12-17
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/3674 , G06Q40/00 , G06Q40/025
摘要： A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
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2.发明授权公开(公告)号：US07882024B2
公开(公告)日：2011-02-01
申请号：US10948068
申请日：2004-09-23
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/3674 , G06Q40/00 , G06Q40/025
摘要： A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
摘要翻译： 将多个信用申请转发给多个潜在贷款人的系统和方法。 用户计算机或信用管理服务器向潜在的贷款人发送询问有关潜在贷款人各自信用申请中使用的相应信息字段的查询。 这些查询还请求与相应信用申请的期望格式和传输方法相关的信息。 有了这些信息，就会产生一个动态的信用申请，其中包括所有潜在贷款人的所有信息领域。 信用申请人将信用信息输入到动态信用申请中。 然后，系统为每个贷款人生成量身定制的信贷申请，并将这些定制的应用程序转发给相应的潜在贷款人。 贷款人处理定制应用程序并向用户提供结果。
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3.发明申请公开(公告)号：US20110087588A1
公开(公告)日：2011-04-14
申请号：US12972146
申请日：2010-12-17
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/3674 , G06Q40/00 , G06Q40/025
摘要： A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
摘要翻译： 将多个信用申请转发给多个潜在贷款人的系统和方法。 用户计算机或信用管理服务器向潜在的贷款人发送询问有关潜在贷款人各自信用申请中使用的相应信息字段的查询。 这些查询还请求与相应信用申请的期望格式和传输方法相关的信息。 有了这些信息，就会产生一个动态的信用申请，其中包括所有潜在贷款人的所有信息领域。 信用申请人将信用信息输入到动态信用申请中。 然后，系统为每个贷款人生成量身定制的信贷申请，并将这些定制的应用程序转发给相应的潜在贷款人。 贷款人处理定制应用程序并向用户提供结果。
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4.发明申请公开(公告)号：US20050108129A1
公开(公告)日：2005-05-19
申请号：US10948068
申请日：2004-09-23
IPC分类号： G06F20060101 , G06Q40/00 , G06F17/60
CPC分类号： G06Q40/02 , G06Q20/3674 , G06Q40/00 , G06Q40/025
摘要： A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
摘要翻译： 将多个信用申请转发给多个潜在贷款人的系统和方法。 用户计算机或信用管理服务器向潜在的贷款人发送询问有关潜在贷款人各自信用申请中使用的相应信息字段的查询。 这些查询还请求与相应信用申请的期望格式和传输方法相关的信息。 有了这些信息，就会产生一个动态的信用申请，其中包括所有潜在贷款人的所有信息领域。 信用申请人将信用信息输入到动态信用申请中。 然后，系统为每个贷款人生成量身定制的信贷申请，并将这些定制的应用程序转发给相应的潜在贷款人。 贷款人处理定制应用程序并向用户提供结果。
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公开(公告)号：US20100088222A1
公开(公告)日：2010-04-08
申请号：US12569049
申请日：2009-09-29
申请人： Michael Jurecki , Richard Seibert , James Crossman
发明人： Michael Jurecki , Richard Seibert , James Crossman
CPC分类号： G06Q40/02 , G06Q10/10 , G06Q20/24 , G06Q20/405 , G06Q40/025
摘要： Systems and methods for communicating a financing application from a retailer to a finance source are provided. In some embodiments, information related to a financing application may be communicated from a retailer. The information may be converted to a suitable file format and automatically transmitted, for example, as a facsimile (or any other suitable file format) over communications paths using a communications network. In some embodiments of the present invention, motor vehicle dealership financing application techniques are used to determine financing eligibility, financing terms, or any combination thereof in connection with the sale or leasing of motor vehicles.
摘要翻译： 提供了从零售商到融资来源的融资申请的系统和方法。 在一些实施例中，可以从零售商传达与融资应用相关的信息。 信息可以被转换成合适的文件格式，并且例如通过使用通信网络的通信路径自动发送为传真（或任何其它合适的文件格式）。 在本发明的一些实施例中，机动车辆经销商融资应用技术被用于确定融资资格，融资条款或其与机动车辆的销售或租赁有关的任何组合。
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