公开(公告)号：US10572948B1

公开(公告)日：2020-02-25

申请号：US15614225

申请日：2017-06-05

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Michael K. Cook ,  Jonathan Guidry ,  Jason O'Donnell ,  Tim G. Sanidas ,  Doug Dewey

IPC: G06Q30/00 ,  G06Q40/08

Abstract: Methods and systems for processing data associated with potential damage to a portion of the property. One or more sensors may be disposed in proximity to the portion of the property, where the one or more sensors are configured to sense physical force applied to the portion. A controller module calculates mechanical force data based on the sensor data and estimates an amount of damage to the portion of the property based on the mechanical force data. In some aspects, an insurance provider can use the estimated amount of damage to perform insurance coverage functionalities, estimate damage to additional properties, maintain a damage history for the property, and notify customers of suggested improvements to the property.

公开(公告)号：US09727921B2

公开(公告)日：2017-08-08

申请号：US14299721

申请日：2014-06-09

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Michael K. Cook ,  Jonathan Guidry ,  Jason O'Donnell ,  Tim G. Sanidas ,  Doug Dewey

IPC: G06Q40/00 ,  G06Q40/08

CPC classification number: G06Q40/08

Abstract: Methods and systems for processing data associated with potential damage to a portion of the property. One or more sensors may be disposed in proximity to the portion of the property, where the one or more sensors are configured to sense physical force applied to the portion. A controller module calculates mechanical force data based on the sensor data and estimates an amount of damage to the portion of the property based on the mechanical force data. In some aspects, an insurance provider can use the estimated amount of damage to perform insurance coverage functionalities, estimate damage to additional properties, maintain a damage history for the property, and notify customers of suggested improvements to the property.

公开(公告)号：US20150356686A1

公开(公告)日：2015-12-10

申请号：US14299721

申请日：2014-06-09

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Michael K. Cook ,  Jonathan Guidry ,  Jason O'Donnell ,  Tim G. Sanidas ,  Doug Dewey

IPC: G06Q40/08

CPC classification number: G06Q40/08

Abstract: Methods and systems for processing data associated with potential damage to a portion of the property. One or more sensors may be disposed in proximity to the portion of the property, where the one or more sensors are configured to sense physical force applied to the portion. A controller module calculates mechanical force data based on the sensor data and estimates an amount of damage to the portion of the property based on the mechanical force data. In some aspects, an insurance provider can use the estimated amount of damage to perform insurance coverage functionalities, estimate damage to additional properties, maintain a damage history for the property, and notify customers of suggested improvements to the property.

Abstract translation: 用于处理与财产的一部分潜在损害相关的数据的方法和系统。 一个或多个传感器可以设置在属性的该部分附近，其中一个或多个传感器被配置为感测施加到该部分的物理力。 控制器模块基于传感器数据计算机械力数据，并且基于机械力数据估计对该部分属性的损坏量。 在某些方面，保险提供者可以使用估计的损失金额来执行保险覆盖功能，估计对附加财产的损害，维护财产损失的历史记录，并通知客户对财产的建议改进。