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公开(公告)号：US10796374B1
公开(公告)日：2020-10-06
申请号：US15975906
申请日：2018-05-10
Inventor： Matthew Cuttell , Timothy Kiper
Abstract: A computer implemented method for linking an underwriting action to a customer is presented. The method receives an inspection model corresponding to a geographic location associated with a structure and determines that a virtual inspection is necessary based on the inspection model. The method also retrieves a first aerial image corresponding to the geographic location and a second aerial image corresponding to the geographic location and a time threshold. The method further receives a comparison data value corresponding to the first and second aerial image, determines an underwriting action based on the comparison data and links the underwriting action to a customer account.
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公开(公告)号：US20240046291A1
公开(公告)日：2024-02-08
申请号：US18491360
申请日：2023-10-20
Inventor： Matthew Cuttell , Shuhui Zheng , Carl Baldone
IPC: G06Q30/0203 , G06N20/00 , H04L67/50 , G06F16/9535 , G06F16/955 , G06F16/958 , G06N5/04
CPC classification number: G06Q30/0203 , G06N20/00 , H04L67/535 , G06F16/9535 , G06F16/955 , G06F16/958 , G06N5/04
Abstract: Users may engage in a target user activity via digital systems, such as a website, and/or non-digital systems. Users may user various digital channels to arrive at the digital systems or non-digital systems. Users may also arrive at digital systems, such as the website, via different entry pages. A propensity analyzer can, based on activity data associated with users, determine propensities of one or more of the digital channels, digital systems, non-digital channels, and/or entry pages to drive users to perform a target user activity. The propensity analyzer can generate recommendations for revising digital channels, digital systems, non-digital channels, and/or entry pages to increase their propensities to drive users to perform the target user activity.
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公开(公告)号：US11727494B1
公开(公告)日：2023-08-15
申请号：US17015412
申请日：2020-09-09
Inventor： Matthew Cuttell , Timothy Kiper
CPC classification number: G06Q40/08 , G06Q30/0278 , G06V20/176
Abstract: A computer implemented method includes retrieving, via a computer network, an aerial image corresponding to a geographic location associated with a structure, and analyzing the aerial image to identify a first object within the aerial image. Identifying the first object includes identifying a first object data category corresponding to the first object, and determining objective and subjective data values descriptive of the first object and corresponding to the first object data category. The method also includes identifying one or more action items based upon the first object data category and the objective and subjective data values, and linking the one or more action items to a customer account that is associated with the geographic location.
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公开(公告)号：US12254479B2
公开(公告)日：2025-03-18
申请号：US18491360
申请日：2023-10-20
Inventor： Matthew Cuttell , Shuhui Zheng , Carl Baldone
IPC: G06Q30/0203 , G06F16/9535 , G06F16/955 , G06F16/958 , G06N5/04 , G06N20/00 , H04L67/50
Abstract: Users may engage in a target user activity via digital systems, such as a website, and/or non-digital systems. Users may user various digital channels to arrive at the digital systems or non-digital systems. Users may also arrive at digital systems, such as the website, via different entry pages. A propensity analyzer can, based on activity data associated with users, determine propensities of one or more of the digital channels, digital systems, non-digital channels, and/or entry pages to drive users to perform a target user activity. The propensity analyzer can generate recommendations for revising digital channels, digital systems, non-digital channels, and/or entry pages to increase their propensities to drive users to perform the target user activity.
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公开(公告)号：US12243105B2
公开(公告)日：2025-03-04
申请号：US18216701
申请日：2023-06-30
Inventor： Matthew Cuttell , Timothy Kiper
Abstract: A computer-implemented method includes receiving a work item associated with a structure, determining, using an inspection model, that an inspection is needed for the work item, retrieving an aerial image corresponding to a geographic location associated with the structure, and analyzing the aerial image to identify a first object within the aerial image. Identifying the first object includes (i) identifying a first object data category corresponding to the first object, and (ii) determining a data value descriptive of the first object and corresponding to the first object data category. The method also includes identifying one or more action items based upon the first object data category and the data value, linking the one or more action items to a customer account that is associated with the geographic location, and performing one or more actions corresponding to the one or more action items.
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Patent Agency Ranking
公开(公告)号：US11449572B2
公开(公告)日：2022-09-20
申请号：US17369752
申请日：2021-07-07
Inventor： Matthew Cuttell , Shuhui Zheng , Carl Baldone
IPC: H04L67/50 , G06F16/958 , G06F16/9535 , G06N5/04 , G06F16/955
Abstract: Users may arrive at a website via different digital channels. Users may also arrive at the website on different entry pages of the website. A propensity analyzer can, based on website activity data associated with a website, determine propensities of one or more of the digital channels, and/or one or more of the entry pages, to drive users to perform a target user activity during visits to the website. The propensity analyzer can generate recommendations for revising digital channels and/or entry pages to increase their propensities to drive users to perform the target user activity.
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公开(公告)号：US20210334324A1
公开(公告)日：2021-10-28
申请号：US17369752
申请日：2021-07-07
Inventor： Matthew Cuttell , Shuhui Zheng , Carl Baldone
IPC: G06F16/958 , G06F16/955 , G06F16/9535 , G06N5/04 , H04L29/08
Abstract: Users may arrive at a website via different digital channels. Users may also arrive at the website on different entry pages of the website. A propensity analyzer can, based on website activity data associated with a website, determine propensities of one or more of the digital channels, and/or one or more of the entry pages, to drive users to perform a target user activity during visits to the website. The propensity analyzer can generate recommendations for revising digital channels and/or entry pages to increase their propensities to drive users to perform the target user activity.
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公开(公告)号：US20150088556A1
公开(公告)日：2015-03-26
申请号：US14036970
申请日：2013-09-25
Inventor： Ryan Convery , Timothy Kiper , Dwayne Taylor , Brad M. Johnson , Shanda Bass , Craig Cornwell , Matthew Cuttell , Stacy Whitmer , Jennifer Huffman
IPC: G06Q40/08
CPC classification number: G06Q40/08
Abstract: Methods and systems for processing property insurance are provided. According to embodiments, an insurer can process an insurance application for a property by determining a property rating score that reflects a need to conduct a manual inspection of the property. The insurer can apply a set of business rules or metrics to additional property data to further refine the decision of whether to conduct a manual inspection of the property as well as the decision of whether to issue a property insurance policy for the property. By not requiring a manual inspection, both the insurer and the insured may realize reduced costs.
Abstract translation: 提供了处理财产保险的方法和制度。 根据实施例，保险公司可以通过确定反映需要进行手工检查财产的财产评级分数来处理财产的保险申请。 保险公司可以对其他财产数据应用一套业务规则或指标，以进一步完善对财产进行人工检查的决定以及是否为财产发行财产保险。 通过不需要手动检查，保险人和被保险人都可以实现降低成本。
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公开(公告)号：US11836749B2
公开(公告)日：2023-12-05
申请号：US17887031
申请日：2022-08-12
Inventor： Matthew Cuttell , Shuhui Zheng , Carl Baldone
IPC: H04L67/50 , G06Q30/0203 , G06N20/00 , G06F16/9535 , G06F16/955 , G06F16/958 , G06N5/04
CPC classification number: G06Q30/0203 , G06F16/955 , G06F16/958 , G06F16/9535 , G06N5/04 , G06N20/00 , H04L67/535
Abstract: Users may engage in a target user activity via digital systems, such as a website, and/or non-digital systems. Users may user various digital channels to arrive at the digital systems or non-digital systems. Users may also arrive at digital systems, such as the website, via different entry pages. A propensity analyzer can, based on activity data associated with users, determine propensities of one or more of the digital channels, digital systems, non-digital channels, and/or entry pages to drive users to perform a target user activity. The propensity analyzer can generate recommendations for revising digital channels, digital systems, non-digital channels, and/or entry pages to increase their propensities to drive users to perform the target user activity.
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公开(公告)号：US20230351520A1
公开(公告)日：2023-11-02
申请号：US18216701
申请日：2023-06-30
Inventor： Matthew Cuttell , Timothy Kiper
CPC classification number: G06Q40/08 , G06Q30/0278 , G06V20/176
Abstract: A computer-implemented method includes receiving a work item associated with a structure, determining, using an inspection model, that an inspection is needed for the work item, retrieving an aerial image corresponding to a geographic location associated with the structure, and analyzing the aerial image to identify a first object within the aerial image. Identifying the first object includes (i) identifying a first object data category corresponding to the first object, and (ii) determining a data value descriptive of the first object and corresponding to the first object data category. The method also includes identifying one or more action items based upon the first object data category and the data value, linking the one or more action items to a customer account that is associated with the geographic location, and performing one or more actions corresponding to the one or more action items.
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