公开(公告)号：US20230342861A1

公开(公告)日：2023-10-26

申请号：US18134972

申请日：2023-04-14

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： EllaKate LeFebre ,  Steve Kelley ,  Darnell Frazier ,  Zaki Goumandakoye ,  Kerry Lynne Cote ,  Kimberly Christine Kloeppel ,  Steve Amancha

IPC: G06Q40/08 ,  G06Q20/38 ,  G06Q50/30 ,  G07C5/08

CPC classification number: G06Q40/08 ,  G06Q20/389 ,  G06Q50/30 ,  G07C5/08

Abstract: Systems and methods are disclosed for generating one or more smart contracts for deployment onto a blockchain. The systems and methods may include (1) receiving vehicle sensor data generated from sensors mounted on or within (a) one or more vehicles, or (b) electronic devices; (2) analyzing the vehicle sensor data to determine one or more parametric events, wherein each of the parametric events is associated with a corresponding severity of loss; (3) generating, for each of the one or more parametric events, a corresponding smart contract that is configured to (i) receive a transaction from a computing device, and (ii) automatically execute on the blockchain when the transaction indicates that a parametric event corresponding to the smart contract has occurred; and (4) deploying the smart contract at a particular address on the blockchain.