公开(公告)号：US11769151B2

公开(公告)日：2023-09-26

申请号：US17547316

申请日：2021-12-10

Applicant: Shopify Inc.

Inventor： Francis Pelland ,  Devon Meunier ,  Dennis Ho

IPC: G06Q20/40

CPC classification number: G06Q20/401

Abstract: A computer-implemented system and method of dynamically switching between a full checkout process and a partial checkout process based on a payment processor load condition. An e-commerce platform may receive checkout requests in connection with a merchant account and may complete, for each of at least one of the checkout requests, an authorization operation and a capture operation via a payment processor. If the platform detects a first payment throughput limit event with regard to the payment processor then it completes a respective authorization operation for each new checkout request, and delays a respective capture operation for the new checkout request until after a second payment throughput limit event is detected.