公开(公告)号：US20080048019A1

公开(公告)日：2008-02-28

申请号：US11663612

申请日：2005-09-19

申请人： Stephane Petit ,  Jerome Laudouar ,  Yvan Raffle

发明人： Stephane Petit ,  Jerome Laudouar ,  Yvan Raffle

IPC分类号： G07F19/00 ,  G06Q30/00 ,  G07F7/02

CPC分类号： G06Q20/20 ,  G06Q20/28 ,  G06Q20/342 ,  G07F7/025

摘要： A system is provided for paying vendors for their products and services by means of anonymous prepaid purchase tickets issued by a banking institution. The system includes ticket issuing means and ticket generating means associated respectively with first data storage means in which the ticket(s) belonging to each user are stored and second data storage means in which goods bought by means of each ticket are stored and the value of each ticket is updated according to the payments made by means of the tickets. The system also includes a system for managing the value of each ticket according to payments effected and for managing remuneration of vendors, the management system being associated with the second data storage means and supplying information on payments effected to the banking institution for remunerating each vendor.

摘要翻译： 提供了一种系统，通过银行机构发行的匿名预付购买票向支付供应商的产品和服务。 该系统包括分别与第一数据存储装置相关联的票证发行装置和票据生成装置，其中存储属于每个用户的票据，并且存储通过每张票据购买的商品的第二数据存储装置， 每张票根据通过票据支付的款项进行更新。 该系统还包括一个系统，用于根据支付的付款和管理供应商的报酬来管理每张票据的价值，该管理系统与第二数据存储装置相关联，并提供关于向银行机构付款的付款信息以报酬每个供应商。