Abstract:
A binder apparatus, and methods of assembly, use, and doing business, provide a base binder with a ring metal removably mounted to a binder cover. In some embodiments, the binder components are all recyclable. In some embodiments, the ring metal is removably mounted to one or more binding posts and secured in position with a locking clip slides into and out of position generally transversely to the lateral length of the ring metal. The binder can include an optional outer cover, which in one embodiment can provide a continuous outer pocket between the cover and binder. The binder can also include a removable hole punch, which in one embodiment can be removably mounted to the binding posts intermediate the ring metal and base cover.