公开(公告)号：US20240420112A1

公开(公告)日：2024-12-19

申请号：US18209747

申请日：2023-06-14

Applicant: Stripe, Inc.

Inventor： Carolyn Fanning ,  David Yang ,  Nicole DeBickes ,  Maggie White

IPC: G06Q20/32

Abstract: A method and apparatus for authentication of a user is described. A system can include a memory and a processor, where the processor identifies a trigger event corresponding to an application executed by the processor of the system. Then, in response to identification of the trigger event, the processor causes an authentication process to execute on the application, including prompting the user to provide a payment instrument information via the NFC device of the system. The processor then determines if the received payment instrument information is designated as an authentication instrument for the user, in response to receipt of the payment instrument information via the NFC device of the system, determine. Additionally, in response to a determination that the received payment instrument information is designated as the authentication instrument for the user, the processor authenticates the user.