公开(公告)号：US20230289865A1

公开(公告)日：2023-09-14

申请号：US17689738

申请日：2022-03-08

Applicant: Stripe, Inc.

Inventor： Dheeraj Mangi Lal Agrawal ,  Jiajie Chen ,  Dylan Symington ,  Hannah Sun ,  Ruslan Rakhmedov ,  William Melani ,  Yixi Zhang

IPC: G06Q30/06 ,  G06N3/08

CPC classification number: G06Q30/0635 ,  G06N3/088

Abstract: In an example embodiment, a solution is provided that provides an event-driven architecture for scheduling electronic transfers, rather than data-model driven architecture. Doing so allows for the payout portion of the architecture to avoid aggregating transactions—it only needs to obtain an aggregated total (specifically a current balance) once, and thus does not need to be continuously aggregating/checking the aggregation of many transactions simultaneously. The payout portion of the architecture can then forego the traditional ingestion mechanism, which means that it can avoid scanning transaction data.