公开(公告)号：US20240428252A1

公开(公告)日：2024-12-26

申请号：US18341559

申请日：2023-06-26

Applicant: Stripe, Inc.

Inventor： Chiranth Manjunath HEGDE ,  Vinayak THAPLIYAL

IPC: G06Q20/40

Abstract: One method includes identifying a set of fraud-detection ML models to be used to determine a fraud status of a transaction; executing a routing ML model configured to generate a score for at least a subset of the set of fraud-detection ML models, based on an input of an amount and an attribute associated with the transaction, the score indicative of the fraud status for the transaction based on the amount and the attribute; executing using the amount and the attribute associated with the transaction, a subset of the set of fraud-detection ML models selected in accordance with each fraud-detection ML model's respective score, whereby at least one fraud-detection ML model within the subset of the set of fraud-detection models generates a prediction associated with the fraud status of the transaction; and authorizing the transaction based on the prediction.