公开(公告)号：US20220261885A1

公开(公告)日：2022-08-18

申请号：US17737249

申请日：2022-05-05

申请人： The Northwestern Mutual Life Insurance Company

发明人： Audrey Ji-eun Kim ,  Benjamin Michael Bartholomew ,  Stephany Yerger Kirkpatrick ,  Thomas Richard Gilmour

IPC分类号： G06Q40/00

摘要： A system and a method are disclosed for generating financial goal packages. Personal and financial information is received from a user. Multiple budgeting strategies are generated based on the received personal and financial information. The budgeting strategies specify an amount of money to be saved by the user every set time period. A selection of a budgeting strategy is received from the user. Multiple goal packages specifying an allocation for the money saved by the user are generated. The multiple goal packages are scored based on the selected budgeting strategy. A goal package is selected based on the scores of each of the goal packages. The selected goal package is displayed to the user via a graphical user interface.

公开(公告)号：US11348168B2

公开(公告)日：2022-05-31

申请号：US15046402

申请日：2016-02-17

申请人： THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY

发明人： Audrey Ji-eun Kim ,  Benjamin Michael Bartholomew ,  Stephany Yerger Kirkpatrick ,  Thomas Richard Gilmour

IPC分类号： G06Q40/00

摘要： A system and a method are disclosed for generating financial goal packages. Personal and financial information is received from a user. Multiple budgeting strategies are generated based on the received personal and financial information. The budgeting strategies specify an amount of money to be saved by the user every set time period. A selection of a budgeting strategy is received from the user. Multiple goal packages specifying an allocation for the money saved by the user are generated. The multiple goal packages are scored based on the selected budgeting strategy. A goal package is selected based on the scores of each of the goal packages. The selected goal package is displayed to the user via a graphical user interface.