公开(公告)号：US20230289874A1

公开(公告)日：2023-09-14

申请号：US17692331

申请日：2022-03-11

Applicant: The Toronto-Dominion Bank

Inventor： A. Warren PRATTEN ,  Anthony Wayne MILES ,  Graham Allan ANDERSON ,  Tristan RODZEN ,  David H. SCHLEICHER ,  Robert John FARMER ,  Giovanni FAVRETTO ,  Chico Chi-Kuo LAM

IPC: G06Q40/02 ,  G06Q20/10

CPC classification number: G06Q40/02 ,  G06Q20/1085

Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to receiving the signal that includes the indication of acceptance of the image of the first cheque and the signal that includes the indication of approval of the request for the transaction authorization, return the first cheque.

公开(公告)号：US20240087010A1

公开(公告)日：2024-03-14

申请号：US18518532

申请日：2023-11-23

Applicant: The Toronto-Dominion Bank

Inventor： A. Warren PRATTEN ,  Anthony Wayne MILES ,  Graham Allan ANDERSON ,  Tristan RODZEN ,  David H. SCHLEICHER ,  Robert John FARMER ,  Giovanni FAVRETTO ,  Chico Chi-Kuo LAM

IPC: G06Q40/02 ,  G06Q20/10

CPC classification number: G06Q40/02 ,  G06Q20/1085

Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to receiving the signal that includes the indication of acceptance of the image of the first cheque and the signal that includes the indication of approval of the request for the transaction authorization, return the first cheque.